LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,190
−HK$5,092/mo
▼ 0.25% · 3.875%
HK$83,716
−HK$2,566/mo
Today · 4.125%
HK$86,282
baseline
▲ 0.50% · 4.625%
HK$91,532
+HK$5,250/mo
Deposit HK$17.80M · loan HK$17.80M · min. income ≈ HK$172,564/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$1,513,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,323
−HK$4,880/mo
▼ 0.25% · 3.875%
HK$92,746
−HK$2,457/mo
Today · 4.125%
HK$95,203
baseline
▲ 0.50% · 4.625%
HK$100,222
+HK$5,019/mo
Deposit HK$17.80M · loan HK$17.80M · min. income ≈ HK$190,406/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$1,513,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,428
−HK$6,110/mo
▼ 0.25% · 3.875%
HK$100,459
−HK$3,079/mo
Today · 4.125%
HK$103,538
baseline
▲ 0.50% · 4.625%
HK$109,838
+HK$6,300/mo
Deposit HK$14.24M · loan HK$21.36M · min. income ≈ HK$207,076/mo (50% DSR)
Upfront cash ≈ HK$15.76M (deposit + AVD stamp duty HK$1,513,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,388
−HK$5,856/mo
▼ 0.25% · 3.875%
HK$111,295
−HK$2,949/mo
Today · 4.125%
HK$114,244
baseline
▲ 0.50% · 4.625%
HK$120,266
+HK$6,022/mo
Deposit HK$14.24M · loan HK$21.36M · min. income ≈ HK$228,488/mo (50% DSR)
Upfront cash ≈ HK$15.76M (deposit + AVD stamp duty HK$1,513,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,666
−HK$7,128/mo
▼ 0.25% · 3.875%
HK$117,202
−HK$3,592/mo
Today · 4.125%
HK$120,794
baseline
▲ 0.50% · 4.625%
HK$128,144
+HK$7,350/mo
Deposit HK$10.68M · loan HK$24.92M · min. income ≈ HK$241,588/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$1,513,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,453
−HK$6,832/mo
▼ 0.25% · 3.875%
HK$129,844
−HK$3,441/mo
Today · 4.125%
HK$133,285
baseline
▲ 0.50% · 4.625%
HK$140,310
+HK$7,025/mo
Deposit HK$10.68M · loan HK$24.92M · min. income ≈ HK$266,570/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$1,513,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,142
−HK$9,165/mo
▼ 0.25% · 3.875%
HK$150,688
−HK$4,619/mo
Today · 4.125%
HK$155,307
baseline
▲ 0.50% · 4.625%
HK$164,757
+HK$9,450/mo
Deposit HK$3.56M · loan HK$32.05M · min. income ≈ HK$310,614/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,513,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,582
−HK$8,784/mo
▼ 0.25% · 3.875%
HK$166,942
−HK$4,424/mo
Today · 4.125%
HK$171,366
baseline
▲ 0.50% · 4.625%
HK$180,399
+HK$9,033/mo
Deposit HK$3.56M · loan HK$32.05M · min. income ≈ HK$342,732/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,513,245 · Scale 2, in force from 26 Feb 2026)