LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,193
−HK$5,092/mo
▼ 0.25% · 3.875%
HK$83,719
−HK$2,566/mo
Today · 4.125%
HK$86,285
baseline
▲ 0.50% · 4.625%
HK$91,535
+HK$5,250/mo
Deposit HK$17.80M · loan HK$17.80M · min. income ≈ HK$172,570/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$1,513,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,327
−HK$4,880/mo
▼ 0.25% · 3.875%
HK$92,749
−HK$2,458/mo
Today · 4.125%
HK$95,207
baseline
▲ 0.50% · 4.625%
HK$100,225
+HK$5,018/mo
Deposit HK$17.80M · loan HK$17.80M · min. income ≈ HK$190,414/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$1,513,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,432
−HK$6,110/mo
▼ 0.25% · 3.875%
HK$100,463
−HK$3,079/mo
Today · 4.125%
HK$103,542
baseline
▲ 0.50% · 4.625%
HK$109,842
+HK$6,300/mo
Deposit HK$14.24M · loan HK$21.36M · min. income ≈ HK$207,084/mo (50% DSR)
Upfront cash ≈ HK$15.76M (deposit + AVD stamp duty HK$1,513,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,392
−HK$5,856/mo
▼ 0.25% · 3.875%
HK$111,299
−HK$2,949/mo
Today · 4.125%
HK$114,248
baseline
▲ 0.50% · 4.625%
HK$120,270
+HK$6,022/mo
Deposit HK$14.24M · loan HK$21.36M · min. income ≈ HK$228,496/mo (50% DSR)
Upfront cash ≈ HK$15.76M (deposit + AVD stamp duty HK$1,513,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,671
−HK$7,128/mo
▼ 0.25% · 3.875%
HK$117,206
−HK$3,593/mo
Today · 4.125%
HK$120,799
baseline
▲ 0.50% · 4.625%
HK$128,149
+HK$7,350/mo
Deposit HK$10.68M · loan HK$24.92M · min. income ≈ HK$241,598/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,513,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,457
−HK$6,833/mo
▼ 0.25% · 3.875%
HK$129,849
−HK$3,441/mo
Today · 4.125%
HK$133,290
baseline
▲ 0.50% · 4.625%
HK$140,315
+HK$7,025/mo
Deposit HK$10.68M · loan HK$24.92M · min. income ≈ HK$266,580/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,513,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,148
−HK$9,165/mo
▼ 0.25% · 3.875%
HK$150,694
−HK$4,619/mo
Today · 4.125%
HK$155,313
baseline
▲ 0.50% · 4.625%
HK$164,763
+HK$9,450/mo
Deposit HK$3.56M · loan HK$32.05M · min. income ≈ HK$310,626/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,513,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,588
−HK$8,784/mo
▼ 0.25% · 3.875%
HK$166,949
−HK$4,423/mo
Today · 4.125%
HK$171,372
baseline
▲ 0.50% · 4.625%
HK$180,406
+HK$9,034/mo
Deposit HK$3.56M · loan HK$32.05M · min. income ≈ HK$342,744/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,513,302 · Scale 2, in force from 26 Feb 2026)