LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,199
−HK$5,092/mo
▼ 0.25% · 3.875%
HK$83,725
−HK$2,566/mo
Today · 4.125%
HK$86,291
baseline
▲ 0.50% · 4.625%
HK$91,542
+HK$5,251/mo
Deposit HK$17.80M · loan HK$17.80M · min. income ≈ HK$172,582/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$1,513,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,333
−HK$4,881/mo
▼ 0.25% · 3.875%
HK$92,756
−HK$2,458/mo
Today · 4.125%
HK$95,214
baseline
▲ 0.50% · 4.625%
HK$100,233
+HK$5,019/mo
Deposit HK$17.80M · loan HK$17.80M · min. income ≈ HK$190,428/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$1,513,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,439
−HK$6,110/mo
▼ 0.25% · 3.875%
HK$100,470
−HK$3,079/mo
Today · 4.125%
HK$103,549
baseline
▲ 0.50% · 4.625%
HK$109,850
+HK$6,301/mo
Deposit HK$14.24M · loan HK$21.37M · min. income ≈ HK$207,098/mo (50% DSR)
Upfront cash ≈ HK$15.76M (deposit + AVD stamp duty HK$1,513,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,400
−HK$5,857/mo
▼ 0.25% · 3.875%
HK$111,307
−HK$2,950/mo
Today · 4.125%
HK$114,257
baseline
▲ 0.50% · 4.625%
HK$120,279
+HK$6,022/mo
Deposit HK$14.24M · loan HK$21.37M · min. income ≈ HK$228,514/mo (50% DSR)
Upfront cash ≈ HK$15.76M (deposit + AVD stamp duty HK$1,513,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,679
−HK$7,129/mo
▼ 0.25% · 3.875%
HK$117,215
−HK$3,593/mo
Today · 4.125%
HK$120,808
baseline
▲ 0.50% · 4.625%
HK$128,159
+HK$7,351/mo
Deposit HK$10.68M · loan HK$24.93M · min. income ≈ HK$241,616/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,513,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,467
−HK$6,832/mo
▼ 0.25% · 3.875%
HK$129,858
−HK$3,441/mo
Today · 4.125%
HK$133,299
baseline
▲ 0.50% · 4.625%
HK$140,326
+HK$7,027/mo
Deposit HK$10.68M · loan HK$24.93M · min. income ≈ HK$266,598/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,513,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,159
−HK$9,165/mo
▼ 0.25% · 3.875%
HK$150,705
−HK$4,619/mo
Today · 4.125%
HK$155,324
baseline
▲ 0.50% · 4.625%
HK$164,775
+HK$9,451/mo
Deposit HK$3.56M · loan HK$32.05M · min. income ≈ HK$310,648/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,513,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,600
−HK$8,785/mo
▼ 0.25% · 3.875%
HK$166,961
−HK$4,424/mo
Today · 4.125%
HK$171,385
baseline
▲ 0.50% · 4.625%
HK$180,419
+HK$9,034/mo
Deposit HK$3.56M · loan HK$32.05M · min. income ≈ HK$342,770/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,513,413 · Scale 2, in force from 26 Feb 2026)