LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,204
−HK$5,092/mo
▼ 0.25% · 3.875%
HK$83,729
−HK$2,567/mo
Today · 4.125%
HK$86,296
baseline
▲ 0.50% · 4.625%
HK$91,547
+HK$5,251/mo
Deposit HK$17.81M · loan HK$17.81M · min. income ≈ HK$172,592/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$1,513,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,338
−HK$4,881/mo
▼ 0.25% · 3.875%
HK$92,761
−HK$2,458/mo
Today · 4.125%
HK$95,219
baseline
▲ 0.50% · 4.625%
HK$100,238
+HK$5,019/mo
Deposit HK$17.81M · loan HK$17.81M · min. income ≈ HK$190,438/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$1,513,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,444
−HK$6,111/mo
▼ 0.25% · 3.875%
HK$100,475
−HK$3,080/mo
Today · 4.125%
HK$103,555
baseline
▲ 0.50% · 4.625%
HK$109,856
+HK$6,301/mo
Deposit HK$14.24M · loan HK$21.37M · min. income ≈ HK$207,110/mo (50% DSR)
Upfront cash ≈ HK$15.76M (deposit + AVD stamp duty HK$1,513,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,406
−HK$5,857/mo
▼ 0.25% · 3.875%
HK$111,313
−HK$2,950/mo
Today · 4.125%
HK$114,263
baseline
▲ 0.50% · 4.625%
HK$120,286
+HK$6,023/mo
Deposit HK$14.24M · loan HK$21.37M · min. income ≈ HK$228,526/mo (50% DSR)
Upfront cash ≈ HK$15.76M (deposit + AVD stamp duty HK$1,513,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,685
−HK$7,129/mo
▼ 0.25% · 3.875%
HK$117,221
−HK$3,593/mo
Today · 4.125%
HK$120,814
baseline
▲ 0.50% · 4.625%
HK$128,165
+HK$7,351/mo
Deposit HK$10.68M · loan HK$24.93M · min. income ≈ HK$241,628/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,513,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,473
−HK$6,833/mo
▼ 0.25% · 3.875%
HK$129,865
−HK$3,441/mo
Today · 4.125%
HK$133,306
baseline
▲ 0.50% · 4.625%
HK$140,333
+HK$7,027/mo
Deposit HK$10.68M · loan HK$24.93M · min. income ≈ HK$266,612/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,513,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,166
−HK$9,166/mo
▼ 0.25% · 3.875%
HK$150,713
−HK$4,619/mo
Today · 4.125%
HK$155,332
baseline
▲ 0.50% · 4.625%
HK$164,784
+HK$9,452/mo
Deposit HK$3.56M · loan HK$32.05M · min. income ≈ HK$310,664/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,513,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,609
−HK$8,785/mo
▼ 0.25% · 3.875%
HK$166,970
−HK$4,424/mo
Today · 4.125%
HK$171,394
baseline
▲ 0.50% · 4.625%
HK$180,428
+HK$9,034/mo
Deposit HK$3.56M · loan HK$32.05M · min. income ≈ HK$342,788/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,513,493 · Scale 2, in force from 26 Feb 2026)