LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,204
−HK$5,092/mo
▼ 0.25% · 3.875%
HK$83,730
−HK$2,566/mo
Today · 4.125%
HK$86,296
baseline
▲ 0.50% · 4.625%
HK$91,547
+HK$5,251/mo
Deposit HK$17.81M · loan HK$17.81M · min. income ≈ HK$172,592/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$1,513,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,339
−HK$4,880/mo
▼ 0.25% · 3.875%
HK$92,761
−HK$2,458/mo
Today · 4.125%
HK$95,219
baseline
▲ 0.50% · 4.625%
HK$100,238
+HK$5,019/mo
Deposit HK$17.81M · loan HK$17.81M · min. income ≈ HK$190,438/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$1,513,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,445
−HK$6,110/mo
▼ 0.25% · 3.875%
HK$100,476
−HK$3,079/mo
Today · 4.125%
HK$103,555
baseline
▲ 0.50% · 4.625%
HK$109,856
+HK$6,301/mo
Deposit HK$14.24M · loan HK$21.37M · min. income ≈ HK$207,110/mo (50% DSR)
Upfront cash ≈ HK$15.76M (deposit + AVD stamp duty HK$1,513,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,406
−HK$5,857/mo
▼ 0.25% · 3.875%
HK$111,314
−HK$2,949/mo
Today · 4.125%
HK$114,263
baseline
▲ 0.50% · 4.625%
HK$120,286
+HK$6,023/mo
Deposit HK$14.24M · loan HK$21.37M · min. income ≈ HK$228,526/mo (50% DSR)
Upfront cash ≈ HK$15.76M (deposit + AVD stamp duty HK$1,513,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,685
−HK$7,130/mo
▼ 0.25% · 3.875%
HK$117,222
−HK$3,593/mo
Today · 4.125%
HK$120,815
baseline
▲ 0.50% · 4.625%
HK$128,166
+HK$7,351/mo
Deposit HK$10.68M · loan HK$24.93M · min. income ≈ HK$241,630/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,513,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,474
−HK$6,833/mo
▼ 0.25% · 3.875%
HK$129,866
−HK$3,441/mo
Today · 4.125%
HK$133,307
baseline
▲ 0.50% · 4.625%
HK$140,334
+HK$7,027/mo
Deposit HK$10.68M · loan HK$24.93M · min. income ≈ HK$266,614/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,513,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,167
−HK$9,166/mo
▼ 0.25% · 3.875%
HK$150,714
−HK$4,619/mo
Today · 4.125%
HK$155,333
baseline
▲ 0.50% · 4.625%
HK$164,785
+HK$9,452/mo
Deposit HK$3.56M · loan HK$32.05M · min. income ≈ HK$310,666/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,513,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,609
−HK$8,786/mo
▼ 0.25% · 3.875%
HK$166,970
−HK$4,425/mo
Today · 4.125%
HK$171,395
baseline
▲ 0.50% · 4.625%
HK$180,429
+HK$9,034/mo
Deposit HK$3.56M · loan HK$32.05M · min. income ≈ HK$342,790/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,513,499 · Scale 2, in force from 26 Feb 2026)