LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,213
−HK$5,093/mo
▼ 0.25% · 3.875%
HK$83,739
−HK$2,567/mo
Today · 4.125%
HK$86,306
baseline
▲ 0.50% · 4.625%
HK$91,557
+HK$5,251/mo
Deposit HK$17.81M · loan HK$17.81M · min. income ≈ HK$172,612/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$1,513,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,348
−HK$4,882/mo
▼ 0.25% · 3.875%
HK$92,772
−HK$2,458/mo
Today · 4.125%
HK$95,230
baseline
▲ 0.50% · 4.625%
HK$100,249
+HK$5,019/mo
Deposit HK$17.81M · loan HK$17.81M · min. income ≈ HK$190,460/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$1,513,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,455
−HK$6,112/mo
▼ 0.25% · 3.875%
HK$100,487
−HK$3,080/mo
Today · 4.125%
HK$103,567
baseline
▲ 0.50% · 4.625%
HK$109,868
+HK$6,301/mo
Deposit HK$14.25M · loan HK$21.37M · min. income ≈ HK$207,134/mo (50% DSR)
Upfront cash ≈ HK$15.76M (deposit + AVD stamp duty HK$1,513,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,418
−HK$5,858/mo
▼ 0.25% · 3.875%
HK$111,326
−HK$2,950/mo
Today · 4.125%
HK$114,276
baseline
▲ 0.50% · 4.625%
HK$120,299
+HK$6,023/mo
Deposit HK$14.25M · loan HK$21.37M · min. income ≈ HK$228,552/mo (50% DSR)
Upfront cash ≈ HK$15.76M (deposit + AVD stamp duty HK$1,513,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,698
−HK$7,130/mo
▼ 0.25% · 3.875%
HK$117,235
−HK$3,593/mo
Today · 4.125%
HK$120,828
baseline
▲ 0.50% · 4.625%
HK$128,180
+HK$7,352/mo
Deposit HK$10.68M · loan HK$24.93M · min. income ≈ HK$241,656/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,513,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,488
−HK$6,834/mo
▼ 0.25% · 3.875%
HK$129,880
−HK$3,442/mo
Today · 4.125%
HK$133,322
baseline
▲ 0.50% · 4.625%
HK$140,349
+HK$7,027/mo
Deposit HK$10.68M · loan HK$24.93M · min. income ≈ HK$266,644/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,513,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,183
−HK$9,167/mo
▼ 0.25% · 3.875%
HK$150,730
−HK$4,620/mo
Today · 4.125%
HK$155,350
baseline
▲ 0.50% · 4.625%
HK$164,803
+HK$9,453/mo
Deposit HK$3.56M · loan HK$32.05M · min. income ≈ HK$310,700/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,513,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,627
−HK$8,786/mo
▼ 0.25% · 3.875%
HK$166,989
−HK$4,424/mo
Today · 4.125%
HK$171,413
baseline
▲ 0.50% · 4.625%
HK$180,449
+HK$9,036/mo
Deposit HK$3.56M · loan HK$32.05M · min. income ≈ HK$342,826/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,513,665 · Scale 2, in force from 26 Feb 2026)