LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,220
−HK$5,093/mo
▼ 0.25% · 3.875%
HK$83,746
−HK$2,567/mo
Today · 4.125%
HK$86,313
baseline
▲ 0.50% · 4.625%
HK$91,565
+HK$5,252/mo
Deposit HK$17.81M · loan HK$17.81M · min. income ≈ HK$172,626/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$1,513,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,356
−HK$4,882/mo
▼ 0.25% · 3.875%
HK$92,779
−HK$2,459/mo
Today · 4.125%
HK$95,238
baseline
▲ 0.50% · 4.625%
HK$100,258
+HK$5,020/mo
Deposit HK$17.81M · loan HK$17.81M · min. income ≈ HK$190,476/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$1,513,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,463
−HK$6,112/mo
▼ 0.25% · 3.875%
HK$100,495
−HK$3,080/mo
Today · 4.125%
HK$103,575
baseline
▲ 0.50% · 4.625%
HK$109,878
+HK$6,303/mo
Deposit HK$14.25M · loan HK$21.37M · min. income ≈ HK$207,150/mo (50% DSR)
Upfront cash ≈ HK$15.76M (deposit + AVD stamp duty HK$1,513,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,427
−HK$5,858/mo
▼ 0.25% · 3.875%
HK$111,335
−HK$2,950/mo
Today · 4.125%
HK$114,285
baseline
▲ 0.50% · 4.625%
HK$120,309
+HK$6,024/mo
Deposit HK$14.25M · loan HK$21.37M · min. income ≈ HK$228,570/mo (50% DSR)
Upfront cash ≈ HK$15.76M (deposit + AVD stamp duty HK$1,513,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,707
−HK$7,131/mo
▼ 0.25% · 3.875%
HK$117,244
−HK$3,594/mo
Today · 4.125%
HK$120,838
baseline
▲ 0.50% · 4.625%
HK$128,191
+HK$7,353/mo
Deposit HK$10.69M · loan HK$24.93M · min. income ≈ HK$241,676/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,513,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,498
−HK$6,835/mo
▼ 0.25% · 3.875%
HK$129,891
−HK$3,442/mo
Today · 4.125%
HK$133,333
baseline
▲ 0.50% · 4.625%
HK$140,361
+HK$7,028/mo
Deposit HK$10.69M · loan HK$24.93M · min. income ≈ HK$266,666/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,513,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,195
−HK$9,168/mo
▼ 0.25% · 3.875%
HK$150,743
−HK$4,620/mo
Today · 4.125%
HK$155,363
baseline
▲ 0.50% · 4.625%
HK$164,816
+HK$9,453/mo
Deposit HK$3.56M · loan HK$32.06M · min. income ≈ HK$310,726/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,513,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,641
−HK$8,787/mo
▼ 0.25% · 3.875%
HK$167,003
−HK$4,425/mo
Today · 4.125%
HK$171,428
baseline
▲ 0.50% · 4.625%
HK$180,464
+HK$9,036/mo
Deposit HK$3.56M · loan HK$32.06M · min. income ≈ HK$342,856/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,513,791 · Scale 2, in force from 26 Feb 2026)