LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,221
−HK$5,093/mo
▼ 0.25% · 3.875%
HK$83,747
−HK$2,567/mo
Today · 4.125%
HK$86,314
baseline
▲ 0.50% · 4.625%
HK$91,566
+HK$5,252/mo
Deposit HK$17.81M · loan HK$17.81M · min. income ≈ HK$172,628/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$1,513,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,357
−HK$4,882/mo
▼ 0.25% · 3.875%
HK$92,781
−HK$2,458/mo
Today · 4.125%
HK$95,239
baseline
▲ 0.50% · 4.625%
HK$100,259
+HK$5,020/mo
Deposit HK$17.81M · loan HK$17.81M · min. income ≈ HK$190,478/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$1,513,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,465
−HK$6,112/mo
▼ 0.25% · 3.875%
HK$100,497
−HK$3,080/mo
Today · 4.125%
HK$103,577
baseline
▲ 0.50% · 4.625%
HK$109,879
+HK$6,302/mo
Deposit HK$14.25M · loan HK$21.37M · min. income ≈ HK$207,154/mo (50% DSR)
Upfront cash ≈ HK$15.76M (deposit + AVD stamp duty HK$1,513,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,429
−HK$5,858/mo
▼ 0.25% · 3.875%
HK$111,337
−HK$2,950/mo
Today · 4.125%
HK$114,287
baseline
▲ 0.50% · 4.625%
HK$120,311
+HK$6,024/mo
Deposit HK$14.25M · loan HK$21.37M · min. income ≈ HK$228,574/mo (50% DSR)
Upfront cash ≈ HK$15.76M (deposit + AVD stamp duty HK$1,513,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,709
−HK$7,131/mo
▼ 0.25% · 3.875%
HK$117,246
−HK$3,594/mo
Today · 4.125%
HK$120,840
baseline
▲ 0.50% · 4.625%
HK$128,193
+HK$7,353/mo
Deposit HK$10.69M · loan HK$24.93M · min. income ≈ HK$241,680/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,513,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,500
−HK$6,835/mo
▼ 0.25% · 3.875%
HK$129,893
−HK$3,442/mo
Today · 4.125%
HK$133,335
baseline
▲ 0.50% · 4.625%
HK$140,363
+HK$7,028/mo
Deposit HK$10.69M · loan HK$24.93M · min. income ≈ HK$266,670/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,513,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,198
−HK$9,167/mo
▼ 0.25% · 3.875%
HK$150,745
−HK$4,620/mo
Today · 4.125%
HK$155,365
baseline
▲ 0.50% · 4.625%
HK$164,819
+HK$9,454/mo
Deposit HK$3.56M · loan HK$32.06M · min. income ≈ HK$310,730/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,513,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,643
−HK$8,788/mo
▼ 0.25% · 3.875%
HK$167,005
−HK$4,426/mo
Today · 4.125%
HK$171,431
baseline
▲ 0.50% · 4.625%
HK$180,467
+HK$9,036/mo
Deposit HK$3.56M · loan HK$32.06M · min. income ≈ HK$342,862/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,513,816 · Scale 2, in force from 26 Feb 2026)