LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,224
−HK$5,094/mo
▼ 0.25% · 3.875%
HK$83,751
−HK$2,567/mo
Today · 4.125%
HK$86,318
baseline
▲ 0.50% · 4.625%
HK$91,570
+HK$5,252/mo
Deposit HK$17.81M · loan HK$17.81M · min. income ≈ HK$172,636/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$1,513,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,361
−HK$4,882/mo
▼ 0.25% · 3.875%
HK$92,785
−HK$2,458/mo
Today · 4.125%
HK$95,243
baseline
▲ 0.50% · 4.625%
HK$100,264
+HK$5,021/mo
Deposit HK$17.81M · loan HK$17.81M · min. income ≈ HK$190,486/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$1,513,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,469
−HK$6,112/mo
▼ 0.25% · 3.875%
HK$100,501
−HK$3,080/mo
Today · 4.125%
HK$103,581
baseline
▲ 0.50% · 4.625%
HK$109,884
+HK$6,303/mo
Deposit HK$14.25M · loan HK$21.37M · min. income ≈ HK$207,162/mo (50% DSR)
Upfront cash ≈ HK$15.76M (deposit + AVD stamp duty HK$1,513,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,434
−HK$5,858/mo
▼ 0.25% · 3.875%
HK$111,342
−HK$2,950/mo
Today · 4.125%
HK$114,292
baseline
▲ 0.50% · 4.625%
HK$120,316
+HK$6,024/mo
Deposit HK$14.25M · loan HK$21.37M · min. income ≈ HK$228,584/mo (50% DSR)
Upfront cash ≈ HK$15.76M (deposit + AVD stamp duty HK$1,513,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,714
−HK$7,131/mo
▼ 0.25% · 3.875%
HK$117,251
−HK$3,594/mo
Today · 4.125%
HK$120,845
baseline
▲ 0.50% · 4.625%
HK$128,198
+HK$7,353/mo
Deposit HK$10.69M · loan HK$24.93M · min. income ≈ HK$241,690/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,513,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,506
−HK$6,834/mo
▼ 0.25% · 3.875%
HK$129,899
−HK$3,441/mo
Today · 4.125%
HK$133,340
baseline
▲ 0.50% · 4.625%
HK$140,369
+HK$7,029/mo
Deposit HK$10.69M · loan HK$24.93M · min. income ≈ HK$266,680/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,513,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,204
−HK$9,168/mo
▼ 0.25% · 3.875%
HK$150,752
−HK$4,620/mo
Today · 4.125%
HK$155,372
baseline
▲ 0.50% · 4.625%
HK$164,826
+HK$9,454/mo
Deposit HK$3.56M · loan HK$32.06M · min. income ≈ HK$310,744/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,513,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,650
−HK$8,788/mo
▼ 0.25% · 3.875%
HK$167,012
−HK$4,426/mo
Today · 4.125%
HK$171,438
baseline
▲ 0.50% · 4.625%
HK$180,474
+HK$9,036/mo
Deposit HK$3.56M · loan HK$32.06M · min. income ≈ HK$342,876/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,513,880 · Scale 2, in force from 26 Feb 2026)