LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,227
−HK$5,094/mo
▼ 0.25% · 3.875%
HK$83,753
−HK$2,568/mo
Today · 4.125%
HK$86,321
baseline
▲ 0.50% · 4.625%
HK$91,573
+HK$5,252/mo
Deposit HK$17.81M · loan HK$17.81M · min. income ≈ HK$172,642/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$1,513,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,364
−HK$4,882/mo
▼ 0.25% · 3.875%
HK$92,788
−HK$2,458/mo
Today · 4.125%
HK$95,246
baseline
▲ 0.50% · 4.625%
HK$100,267
+HK$5,021/mo
Deposit HK$17.81M · loan HK$17.81M · min. income ≈ HK$190,492/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$1,513,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,472
−HK$6,113/mo
▼ 0.25% · 3.875%
HK$100,504
−HK$3,081/mo
Today · 4.125%
HK$103,585
baseline
▲ 0.50% · 4.625%
HK$109,887
+HK$6,302/mo
Deposit HK$14.25M · loan HK$21.37M · min. income ≈ HK$207,170/mo (50% DSR)
Upfront cash ≈ HK$15.76M (deposit + AVD stamp duty HK$1,513,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,437
−HK$5,858/mo
▼ 0.25% · 3.875%
HK$111,345
−HK$2,950/mo
Today · 4.125%
HK$114,295
baseline
▲ 0.50% · 4.625%
HK$120,320
+HK$6,025/mo
Deposit HK$14.25M · loan HK$21.37M · min. income ≈ HK$228,590/mo (50% DSR)
Upfront cash ≈ HK$15.76M (deposit + AVD stamp duty HK$1,513,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,718
−HK$7,131/mo
▼ 0.25% · 3.875%
HK$117,255
−HK$3,594/mo
Today · 4.125%
HK$120,849
baseline
▲ 0.50% · 4.625%
HK$128,202
+HK$7,353/mo
Deposit HK$10.69M · loan HK$24.94M · min. income ≈ HK$241,698/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,513,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,510
−HK$6,835/mo
▼ 0.25% · 3.875%
HK$129,903
−HK$3,442/mo
Today · 4.125%
HK$133,345
baseline
▲ 0.50% · 4.625%
HK$140,373
+HK$7,028/mo
Deposit HK$10.69M · loan HK$24.94M · min. income ≈ HK$266,690/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,513,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,208
−HK$9,169/mo
▼ 0.25% · 3.875%
HK$150,756
−HK$4,621/mo
Today · 4.125%
HK$155,377
baseline
▲ 0.50% · 4.625%
HK$164,831
+HK$9,454/mo
Deposit HK$3.56M · loan HK$32.06M · min. income ≈ HK$310,754/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,513,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,655
−HK$8,788/mo
▼ 0.25% · 3.875%
HK$167,018
−HK$4,425/mo
Today · 4.125%
HK$171,443
baseline
▲ 0.50% · 4.625%
HK$180,480
+HK$9,037/mo
Deposit HK$3.56M · loan HK$32.06M · min. income ≈ HK$342,886/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,513,928 · Scale 2, in force from 26 Feb 2026)