LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,229
−HK$5,094/mo
▼ 0.25% · 3.875%
HK$83,755
−HK$2,568/mo
Today · 4.125%
HK$86,323
baseline
▲ 0.50% · 4.625%
HK$91,575
+HK$5,252/mo
Deposit HK$17.81M · loan HK$17.81M · min. income ≈ HK$172,646/mo (50% DSR)
Upfront cash ≈ HK$19.33M (deposit + AVD stamp duty HK$1,513,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,366
−HK$4,882/mo
▼ 0.25% · 3.875%
HK$92,790
−HK$2,458/mo
Today · 4.125%
HK$95,248
baseline
▲ 0.50% · 4.625%
HK$100,269
+HK$5,021/mo
Deposit HK$17.81M · loan HK$17.81M · min. income ≈ HK$190,496/mo (50% DSR)
Upfront cash ≈ HK$19.33M (deposit + AVD stamp duty HK$1,513,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,474
−HK$6,113/mo
▼ 0.25% · 3.875%
HK$100,507
−HK$3,080/mo
Today · 4.125%
HK$103,587
baseline
▲ 0.50% · 4.625%
HK$109,890
+HK$6,303/mo
Deposit HK$14.25M · loan HK$21.37M · min. income ≈ HK$207,174/mo (50% DSR)
Upfront cash ≈ HK$15.76M (deposit + AVD stamp duty HK$1,513,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,439
−HK$5,859/mo
▼ 0.25% · 3.875%
HK$111,348
−HK$2,950/mo
Today · 4.125%
HK$114,298
baseline
▲ 0.50% · 4.625%
HK$120,323
+HK$6,025/mo
Deposit HK$14.25M · loan HK$21.37M · min. income ≈ HK$228,596/mo (50% DSR)
Upfront cash ≈ HK$15.76M (deposit + AVD stamp duty HK$1,513,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,720
−HK$7,132/mo
▼ 0.25% · 3.875%
HK$117,258
−HK$3,594/mo
Today · 4.125%
HK$120,852
baseline
▲ 0.50% · 4.625%
HK$128,205
+HK$7,353/mo
Deposit HK$10.69M · loan HK$24.94M · min. income ≈ HK$241,704/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,513,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,513
−HK$6,835/mo
▼ 0.25% · 3.875%
HK$129,906
−HK$3,442/mo
Today · 4.125%
HK$133,348
baseline
▲ 0.50% · 4.625%
HK$140,377
+HK$7,029/mo
Deposit HK$10.69M · loan HK$24.94M · min. income ≈ HK$266,696/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,513,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,212
−HK$9,169/mo
▼ 0.25% · 3.875%
HK$150,760
−HK$4,621/mo
Today · 4.125%
HK$155,381
baseline
▲ 0.50% · 4.625%
HK$164,835
+HK$9,454/mo
Deposit HK$3.56M · loan HK$32.06M · min. income ≈ HK$310,762/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,513,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,659
−HK$8,788/mo
▼ 0.25% · 3.875%
HK$167,022
−HK$4,425/mo
Today · 4.125%
HK$171,447
baseline
▲ 0.50% · 4.625%
HK$180,484
+HK$9,037/mo
Deposit HK$3.56M · loan HK$32.06M · min. income ≈ HK$342,894/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,513,963 · Scale 2, in force from 26 Feb 2026)