LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,234
−HK$5,095/mo
▼ 0.25% · 3.875%
HK$83,761
−HK$2,568/mo
Today · 4.125%
HK$86,329
baseline
▲ 0.50% · 4.625%
HK$91,581
+HK$5,252/mo
Deposit HK$17.81M · loan HK$17.81M · min. income ≈ HK$172,658/mo (50% DSR)
Upfront cash ≈ HK$19.33M (deposit + AVD stamp duty HK$1,514,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,373
−HK$4,882/mo
▼ 0.25% · 3.875%
HK$92,796
−HK$2,459/mo
Today · 4.125%
HK$95,255
baseline
▲ 0.50% · 4.625%
HK$100,276
+HK$5,021/mo
Deposit HK$17.81M · loan HK$17.81M · min. income ≈ HK$190,510/mo (50% DSR)
Upfront cash ≈ HK$19.33M (deposit + AVD stamp duty HK$1,514,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,481
−HK$6,113/mo
▼ 0.25% · 3.875%
HK$100,514
−HK$3,080/mo
Today · 4.125%
HK$103,594
baseline
▲ 0.50% · 4.625%
HK$109,898
+HK$6,304/mo
Deposit HK$14.25M · loan HK$21.38M · min. income ≈ HK$207,188/mo (50% DSR)
Upfront cash ≈ HK$15.76M (deposit + AVD stamp duty HK$1,514,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,447
−HK$5,859/mo
▼ 0.25% · 3.875%
HK$111,356
−HK$2,950/mo
Today · 4.125%
HK$114,306
baseline
▲ 0.50% · 4.625%
HK$120,331
+HK$6,025/mo
Deposit HK$14.25M · loan HK$21.38M · min. income ≈ HK$228,612/mo (50% DSR)
Upfront cash ≈ HK$15.76M (deposit + AVD stamp duty HK$1,514,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,728
−HK$7,132/mo
▼ 0.25% · 3.875%
HK$117,266
−HK$3,594/mo
Today · 4.125%
HK$120,860
baseline
▲ 0.50% · 4.625%
HK$128,214
+HK$7,354/mo
Deposit HK$10.69M · loan HK$24.94M · min. income ≈ HK$241,720/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,514,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,522
−HK$6,835/mo
▼ 0.25% · 3.875%
HK$129,915
−HK$3,442/mo
Today · 4.125%
HK$133,357
baseline
▲ 0.50% · 4.625%
HK$140,387
+HK$7,030/mo
Deposit HK$10.69M · loan HK$24.94M · min. income ≈ HK$266,714/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,514,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,222
−HK$9,169/mo
▼ 0.25% · 3.875%
HK$150,770
−HK$4,621/mo
Today · 4.125%
HK$155,391
baseline
▲ 0.50% · 4.625%
HK$164,847
+HK$9,456/mo
Deposit HK$3.56M · loan HK$32.06M · min. income ≈ HK$310,782/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,514,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,671
−HK$8,788/mo
▼ 0.25% · 3.875%
HK$167,033
−HK$4,426/mo
Today · 4.125%
HK$171,459
baseline
▲ 0.50% · 4.625%
HK$180,497
+HK$9,038/mo
Deposit HK$3.56M · loan HK$32.06M · min. income ≈ HK$342,918/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,514,069 · Scale 2, in force from 26 Feb 2026)