LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,235
−HK$5,094/mo
▼ 0.25% · 3.875%
HK$83,762
−HK$2,567/mo
Today · 4.125%
HK$86,329
baseline
▲ 0.50% · 4.625%
HK$91,582
+HK$5,253/mo
Deposit HK$17.81M · loan HK$17.81M · min. income ≈ HK$172,658/mo (50% DSR)
Upfront cash ≈ HK$19.33M (deposit + AVD stamp duty HK$1,514,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,373
−HK$4,883/mo
▼ 0.25% · 3.875%
HK$92,797
−HK$2,459/mo
Today · 4.125%
HK$95,256
baseline
▲ 0.50% · 4.625%
HK$100,277
+HK$5,021/mo
Deposit HK$17.81M · loan HK$17.81M · min. income ≈ HK$190,512/mo (50% DSR)
Upfront cash ≈ HK$19.33M (deposit + AVD stamp duty HK$1,514,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,482
−HK$6,113/mo
▼ 0.25% · 3.875%
HK$100,514
−HK$3,081/mo
Today · 4.125%
HK$103,595
baseline
▲ 0.50% · 4.625%
HK$109,898
+HK$6,303/mo
Deposit HK$14.25M · loan HK$21.38M · min. income ≈ HK$207,190/mo (50% DSR)
Upfront cash ≈ HK$15.76M (deposit + AVD stamp duty HK$1,514,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,448
−HK$5,859/mo
▼ 0.25% · 3.875%
HK$111,356
−HK$2,951/mo
Today · 4.125%
HK$114,307
baseline
▲ 0.50% · 4.625%
HK$120,332
+HK$6,025/mo
Deposit HK$14.25M · loan HK$21.38M · min. income ≈ HK$228,614/mo (50% DSR)
Upfront cash ≈ HK$15.76M (deposit + AVD stamp duty HK$1,514,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,729
−HK$7,132/mo
▼ 0.25% · 3.875%
HK$117,266
−HK$3,595/mo
Today · 4.125%
HK$120,861
baseline
▲ 0.50% · 4.625%
HK$128,215
+HK$7,354/mo
Deposit HK$10.69M · loan HK$24.94M · min. income ≈ HK$241,722/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,514,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,522
−HK$6,836/mo
▼ 0.25% · 3.875%
HK$129,915
−HK$3,443/mo
Today · 4.125%
HK$133,358
baseline
▲ 0.50% · 4.625%
HK$140,387
+HK$7,029/mo
Deposit HK$10.69M · loan HK$24.94M · min. income ≈ HK$266,716/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,514,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,223
−HK$9,169/mo
▼ 0.25% · 3.875%
HK$150,771
−HK$4,621/mo
Today · 4.125%
HK$155,392
baseline
▲ 0.50% · 4.625%
HK$164,847
+HK$9,455/mo
Deposit HK$3.56M · loan HK$32.06M · min. income ≈ HK$310,784/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,514,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,671
−HK$8,789/mo
▼ 0.25% · 3.875%
HK$167,034
−HK$4,426/mo
Today · 4.125%
HK$171,460
baseline
▲ 0.50% · 4.625%
HK$180,498
+HK$9,038/mo
Deposit HK$3.56M · loan HK$32.06M · min. income ≈ HK$342,920/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,514,076 · Scale 2, in force from 26 Feb 2026)