LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,237
−HK$5,095/mo
▼ 0.25% · 3.875%
HK$83,764
−HK$2,568/mo
Today · 4.125%
HK$86,332
baseline
▲ 0.50% · 4.625%
HK$91,585
+HK$5,253/mo
Deposit HK$17.81M · loan HK$17.81M · min. income ≈ HK$172,664/mo (50% DSR)
Upfront cash ≈ HK$19.33M (deposit + AVD stamp duty HK$1,514,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,376
−HK$4,883/mo
▼ 0.25% · 3.875%
HK$92,800
−HK$2,459/mo
Today · 4.125%
HK$95,259
baseline
▲ 0.50% · 4.625%
HK$100,280
+HK$5,021/mo
Deposit HK$17.81M · loan HK$17.81M · min. income ≈ HK$190,518/mo (50% DSR)
Upfront cash ≈ HK$19.33M (deposit + AVD stamp duty HK$1,514,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,485
−HK$6,113/mo
▼ 0.25% · 3.875%
HK$100,517
−HK$3,081/mo
Today · 4.125%
HK$103,598
baseline
▲ 0.50% · 4.625%
HK$109,902
+HK$6,304/mo
Deposit HK$14.25M · loan HK$21.38M · min. income ≈ HK$207,196/mo (50% DSR)
Upfront cash ≈ HK$15.76M (deposit + AVD stamp duty HK$1,514,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,451
−HK$5,859/mo
▼ 0.25% · 3.875%
HK$111,360
−HK$2,950/mo
Today · 4.125%
HK$114,310
baseline
▲ 0.50% · 4.625%
HK$120,336
+HK$6,026/mo
Deposit HK$14.25M · loan HK$21.38M · min. income ≈ HK$228,620/mo (50% DSR)
Upfront cash ≈ HK$15.76M (deposit + AVD stamp duty HK$1,514,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,732
−HK$7,132/mo
▼ 0.25% · 3.875%
HK$117,270
−HK$3,594/mo
Today · 4.125%
HK$120,864
baseline
▲ 0.50% · 4.625%
HK$128,219
+HK$7,355/mo
Deposit HK$10.69M · loan HK$24.94M · min. income ≈ HK$241,728/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,514,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,526
−HK$6,836/mo
▼ 0.25% · 3.875%
HK$129,920
−HK$3,442/mo
Today · 4.125%
HK$133,362
baseline
▲ 0.50% · 4.625%
HK$140,392
+HK$7,030/mo
Deposit HK$10.69M · loan HK$24.94M · min. income ≈ HK$266,724/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,514,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,227
−HK$9,170/mo
▼ 0.25% · 3.875%
HK$150,776
−HK$4,621/mo
Today · 4.125%
HK$155,397
baseline
▲ 0.50% · 4.625%
HK$164,853
+HK$9,456/mo
Deposit HK$3.56M · loan HK$32.06M · min. income ≈ HK$310,794/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,514,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,677
−HK$8,788/mo
▼ 0.25% · 3.875%
HK$167,039
−HK$4,426/mo
Today · 4.125%
HK$171,465
baseline
▲ 0.50% · 4.625%
HK$180,504
+HK$9,039/mo
Deposit HK$3.56M · loan HK$32.06M · min. income ≈ HK$342,930/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,514,125 · Scale 2, in force from 26 Feb 2026)