LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,240
−HK$5,094/mo
▼ 0.25% · 3.875%
HK$83,767
−HK$2,567/mo
Today · 4.125%
HK$86,334
baseline
▲ 0.50% · 4.625%
HK$91,588
+HK$5,254/mo
Deposit HK$17.81M · loan HK$17.81M · min. income ≈ HK$172,668/mo (50% DSR)
Upfront cash ≈ HK$19.33M (deposit + AVD stamp duty HK$1,514,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,379
−HK$4,882/mo
▼ 0.25% · 3.875%
HK$92,802
−HK$2,459/mo
Today · 4.125%
HK$95,261
baseline
▲ 0.50% · 4.625%
HK$100,283
+HK$5,022/mo
Deposit HK$17.81M · loan HK$17.81M · min. income ≈ HK$190,522/mo (50% DSR)
Upfront cash ≈ HK$19.33M (deposit + AVD stamp duty HK$1,514,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,488
−HK$6,113/mo
▼ 0.25% · 3.875%
HK$100,520
−HK$3,081/mo
Today · 4.125%
HK$103,601
baseline
▲ 0.50% · 4.625%
HK$109,905
+HK$6,304/mo
Deposit HK$14.25M · loan HK$21.38M · min. income ≈ HK$207,202/mo (50% DSR)
Upfront cash ≈ HK$15.77M (deposit + AVD stamp duty HK$1,514,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,454
−HK$5,860/mo
▼ 0.25% · 3.875%
HK$111,363
−HK$2,951/mo
Today · 4.125%
HK$114,314
baseline
▲ 0.50% · 4.625%
HK$120,339
+HK$6,025/mo
Deposit HK$14.25M · loan HK$21.38M · min. income ≈ HK$228,628/mo (50% DSR)
Upfront cash ≈ HK$15.77M (deposit + AVD stamp duty HK$1,514,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,736
−HK$7,132/mo
▼ 0.25% · 3.875%
HK$117,274
−HK$3,594/mo
Today · 4.125%
HK$120,868
baseline
▲ 0.50% · 4.625%
HK$128,223
+HK$7,355/mo
Deposit HK$10.69M · loan HK$24.94M · min. income ≈ HK$241,736/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,514,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,530
−HK$6,836/mo
▼ 0.25% · 3.875%
HK$129,923
−HK$3,443/mo
Today · 4.125%
HK$133,366
baseline
▲ 0.50% · 4.625%
HK$140,396
+HK$7,030/mo
Deposit HK$10.69M · loan HK$24.94M · min. income ≈ HK$266,732/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,514,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,232
−HK$9,170/mo
▼ 0.25% · 3.875%
HK$150,780
−HK$4,622/mo
Today · 4.125%
HK$155,402
baseline
▲ 0.50% · 4.625%
HK$164,858
+HK$9,456/mo
Deposit HK$3.56M · loan HK$32.06M · min. income ≈ HK$310,804/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,514,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,681
−HK$8,790/mo
▼ 0.25% · 3.875%
HK$167,044
−HK$4,427/mo
Today · 4.125%
HK$171,471
baseline
▲ 0.50% · 4.625%
HK$180,509
+HK$9,038/mo
Deposit HK$3.56M · loan HK$32.06M · min. income ≈ HK$342,942/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,514,170 · Scale 2, in force from 26 Feb 2026)