LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,242
−HK$5,095/mo
▼ 0.25% · 3.875%
HK$83,769
−HK$2,568/mo
Today · 4.125%
HK$86,337
baseline
▲ 0.50% · 4.625%
HK$91,590
+HK$5,253/mo
Deposit HK$17.81M · loan HK$17.81M · min. income ≈ HK$172,674/mo (50% DSR)
Upfront cash ≈ HK$19.33M (deposit + AVD stamp duty HK$1,514,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,381
−HK$4,883/mo
▼ 0.25% · 3.875%
HK$92,805
−HK$2,459/mo
Today · 4.125%
HK$95,264
baseline
▲ 0.50% · 4.625%
HK$100,286
+HK$5,022/mo
Deposit HK$17.81M · loan HK$17.81M · min. income ≈ HK$190,528/mo (50% DSR)
Upfront cash ≈ HK$19.33M (deposit + AVD stamp duty HK$1,514,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,491
−HK$6,113/mo
▼ 0.25% · 3.875%
HK$100,523
−HK$3,081/mo
Today · 4.125%
HK$103,604
baseline
▲ 0.50% · 4.625%
HK$109,908
+HK$6,304/mo
Deposit HK$14.25M · loan HK$21.38M · min. income ≈ HK$207,208/mo (50% DSR)
Upfront cash ≈ HK$15.77M (deposit + AVD stamp duty HK$1,514,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,457
−HK$5,860/mo
▼ 0.25% · 3.875%
HK$111,366
−HK$2,951/mo
Today · 4.125%
HK$114,317
baseline
▲ 0.50% · 4.625%
HK$120,343
+HK$6,026/mo
Deposit HK$14.25M · loan HK$21.38M · min. income ≈ HK$228,634/mo (50% DSR)
Upfront cash ≈ HK$15.77M (deposit + AVD stamp duty HK$1,514,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,739
−HK$7,133/mo
▼ 0.25% · 3.875%
HK$117,277
−HK$3,595/mo
Today · 4.125%
HK$120,872
baseline
▲ 0.50% · 4.625%
HK$128,226
+HK$7,354/mo
Deposit HK$10.69M · loan HK$24.94M · min. income ≈ HK$241,744/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,514,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,534
−HK$6,836/mo
▼ 0.25% · 3.875%
HK$129,927
−HK$3,443/mo
Today · 4.125%
HK$133,370
baseline
▲ 0.50% · 4.625%
HK$140,400
+HK$7,030/mo
Deposit HK$10.69M · loan HK$24.94M · min. income ≈ HK$266,740/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,514,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,236
−HK$9,170/mo
▼ 0.25% · 3.875%
HK$150,785
−HK$4,621/mo
Today · 4.125%
HK$155,406
baseline
▲ 0.50% · 4.625%
HK$164,862
+HK$9,456/mo
Deposit HK$3.56M · loan HK$32.07M · min. income ≈ HK$310,812/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,514,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,686
−HK$8,789/mo
▼ 0.25% · 3.875%
HK$167,049
−HK$4,426/mo
Today · 4.125%
HK$171,475
baseline
▲ 0.50% · 4.625%
HK$180,514
+HK$9,039/mo
Deposit HK$3.56M · loan HK$32.07M · min. income ≈ HK$342,950/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,514,213 · Scale 2, in force from 26 Feb 2026)