LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,245
−HK$5,095/mo
▼ 0.25% · 3.875%
HK$83,773
−HK$2,567/mo
Today · 4.125%
HK$86,340
baseline
▲ 0.50% · 4.625%
HK$91,594
+HK$5,254/mo
Deposit HK$17.81M · loan HK$17.81M · min. income ≈ HK$172,680/mo (50% DSR)
Upfront cash ≈ HK$19.33M (deposit + AVD stamp duty HK$1,514,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,385
−HK$4,883/mo
▼ 0.25% · 3.875%
HK$92,809
−HK$2,459/mo
Today · 4.125%
HK$95,268
baseline
▲ 0.50% · 4.625%
HK$100,290
+HK$5,022/mo
Deposit HK$17.81M · loan HK$17.81M · min. income ≈ HK$190,536/mo (50% DSR)
Upfront cash ≈ HK$19.33M (deposit + AVD stamp duty HK$1,514,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,495
−HK$6,113/mo
▼ 0.25% · 3.875%
HK$100,527
−HK$3,081/mo
Today · 4.125%
HK$103,608
baseline
▲ 0.50% · 4.625%
HK$109,913
+HK$6,305/mo
Deposit HK$14.25M · loan HK$21.38M · min. income ≈ HK$207,216/mo (50% DSR)
Upfront cash ≈ HK$15.77M (deposit + AVD stamp duty HK$1,514,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,462
−HK$5,860/mo
▼ 0.25% · 3.875%
HK$111,371
−HK$2,951/mo
Today · 4.125%
HK$114,322
baseline
▲ 0.50% · 4.625%
HK$120,348
+HK$6,026/mo
Deposit HK$14.25M · loan HK$21.38M · min. income ≈ HK$228,644/mo (50% DSR)
Upfront cash ≈ HK$15.77M (deposit + AVD stamp duty HK$1,514,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,744
−HK$7,132/mo
▼ 0.25% · 3.875%
HK$117,282
−HK$3,594/mo
Today · 4.125%
HK$120,876
baseline
▲ 0.50% · 4.625%
HK$128,231
+HK$7,355/mo
Deposit HK$10.69M · loan HK$24.94M · min. income ≈ HK$241,752/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,514,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,539
−HK$6,836/mo
▼ 0.25% · 3.875%
HK$129,932
−HK$3,443/mo
Today · 4.125%
HK$133,375
baseline
▲ 0.50% · 4.625%
HK$140,406
+HK$7,031/mo
Deposit HK$10.69M · loan HK$24.94M · min. income ≈ HK$266,750/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,514,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,242
−HK$9,171/mo
▼ 0.25% · 3.875%
HK$150,791
−HK$4,622/mo
Today · 4.125%
HK$155,413
baseline
▲ 0.50% · 4.625%
HK$164,869
+HK$9,456/mo
Deposit HK$3.56M · loan HK$32.07M · min. income ≈ HK$310,826/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,514,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,693
−HK$8,789/mo
▼ 0.25% · 3.875%
HK$167,056
−HK$4,426/mo
Today · 4.125%
HK$171,482
baseline
▲ 0.50% · 4.625%
HK$180,521
+HK$9,039/mo
Deposit HK$3.56M · loan HK$32.07M · min. income ≈ HK$342,964/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,514,274 · Scale 2, in force from 26 Feb 2026)