LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,246
−HK$5,095/mo
▼ 0.25% · 3.875%
HK$83,774
−HK$2,567/mo
Today · 4.125%
HK$86,341
baseline
▲ 0.50% · 4.625%
HK$91,595
+HK$5,254/mo
Deposit HK$17.82M · loan HK$17.82M · min. income ≈ HK$172,682/mo (50% DSR)
Upfront cash ≈ HK$19.33M (deposit + AVD stamp duty HK$1,514,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,386
−HK$4,883/mo
▼ 0.25% · 3.875%
HK$92,810
−HK$2,459/mo
Today · 4.125%
HK$95,269
baseline
▲ 0.50% · 4.625%
HK$100,291
+HK$5,022/mo
Deposit HK$17.82M · loan HK$17.82M · min. income ≈ HK$190,538/mo (50% DSR)
Upfront cash ≈ HK$19.33M (deposit + AVD stamp duty HK$1,514,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,496
−HK$6,114/mo
▼ 0.25% · 3.875%
HK$100,528
−HK$3,082/mo
Today · 4.125%
HK$103,610
baseline
▲ 0.50% · 4.625%
HK$109,914
+HK$6,304/mo
Deposit HK$14.25M · loan HK$21.38M · min. income ≈ HK$207,220/mo (50% DSR)
Upfront cash ≈ HK$15.77M (deposit + AVD stamp duty HK$1,514,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,463
−HK$5,860/mo
▼ 0.25% · 3.875%
HK$111,372
−HK$2,951/mo
Today · 4.125%
HK$114,323
baseline
▲ 0.50% · 4.625%
HK$120,349
+HK$6,026/mo
Deposit HK$14.25M · loan HK$21.38M · min. income ≈ HK$228,646/mo (50% DSR)
Upfront cash ≈ HK$15.77M (deposit + AVD stamp duty HK$1,514,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,745
−HK$7,133/mo
▼ 0.25% · 3.875%
HK$117,283
−HK$3,595/mo
Today · 4.125%
HK$120,878
baseline
▲ 0.50% · 4.625%
HK$128,233
+HK$7,355/mo
Deposit HK$10.69M · loan HK$24.94M · min. income ≈ HK$241,756/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,514,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,540
−HK$6,837/mo
▼ 0.25% · 3.875%
HK$129,934
−HK$3,443/mo
Today · 4.125%
HK$133,377
baseline
▲ 0.50% · 4.625%
HK$140,407
+HK$7,030/mo
Deposit HK$10.69M · loan HK$24.94M · min. income ≈ HK$266,754/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,514,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,244
−HK$9,170/mo
▼ 0.25% · 3.875%
HK$150,793
−HK$4,621/mo
Today · 4.125%
HK$155,414
baseline
▲ 0.50% · 4.625%
HK$164,871
+HK$9,457/mo
Deposit HK$3.56M · loan HK$32.07M · min. income ≈ HK$310,828/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,514,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,694
−HK$8,790/mo
▼ 0.25% · 3.875%
HK$167,058
−HK$4,426/mo
Today · 4.125%
HK$171,484
baseline
▲ 0.50% · 4.625%
HK$180,523
+HK$9,039/mo
Deposit HK$3.56M · loan HK$32.07M · min. income ≈ HK$342,968/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,514,291 · Scale 2, in force from 26 Feb 2026)