LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,255
−HK$5,095/mo
▼ 0.25% · 3.875%
HK$83,782
−HK$2,568/mo
Today · 4.125%
HK$86,350
baseline
▲ 0.50% · 4.625%
HK$91,604
+HK$5,254/mo
Deposit HK$17.82M · loan HK$17.82M · min. income ≈ HK$172,700/mo (50% DSR)
Upfront cash ≈ HK$19.33M (deposit + AVD stamp duty HK$1,514,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,395
−HK$4,884/mo
▼ 0.25% · 3.875%
HK$92,819
−HK$2,460/mo
Today · 4.125%
HK$95,279
baseline
▲ 0.50% · 4.625%
HK$100,301
+HK$5,022/mo
Deposit HK$17.82M · loan HK$17.82M · min. income ≈ HK$190,558/mo (50% DSR)
Upfront cash ≈ HK$19.33M (deposit + AVD stamp duty HK$1,514,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,506
−HK$6,114/mo
▼ 0.25% · 3.875%
HK$100,539
−HK$3,081/mo
Today · 4.125%
HK$103,620
baseline
▲ 0.50% · 4.625%
HK$109,925
+HK$6,305/mo
Deposit HK$14.25M · loan HK$21.38M · min. income ≈ HK$207,240/mo (50% DSR)
Upfront cash ≈ HK$15.77M (deposit + AVD stamp duty HK$1,514,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,474
−HK$5,861/mo
▼ 0.25% · 3.875%
HK$111,383
−HK$2,952/mo
Today · 4.125%
HK$114,335
baseline
▲ 0.50% · 4.625%
HK$120,361
+HK$6,026/mo
Deposit HK$14.25M · loan HK$21.38M · min. income ≈ HK$228,670/mo (50% DSR)
Upfront cash ≈ HK$15.77M (deposit + AVD stamp duty HK$1,514,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,757
−HK$7,133/mo
▼ 0.25% · 3.875%
HK$117,295
−HK$3,595/mo
Today · 4.125%
HK$120,890
baseline
▲ 0.50% · 4.625%
HK$128,246
+HK$7,356/mo
Deposit HK$10.69M · loan HK$24.94M · min. income ≈ HK$241,780/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,514,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,553
−HK$6,837/mo
▼ 0.25% · 3.875%
HK$129,947
−HK$3,443/mo
Today · 4.125%
HK$133,390
baseline
▲ 0.50% · 4.625%
HK$140,421
+HK$7,031/mo
Deposit HK$10.69M · loan HK$24.94M · min. income ≈ HK$266,780/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,514,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,258
−HK$9,172/mo
▼ 0.25% · 3.875%
HK$150,808
−HK$4,622/mo
Today · 4.125%
HK$155,430
baseline
▲ 0.50% · 4.625%
HK$164,888
+HK$9,458/mo
Deposit HK$3.56M · loan HK$32.07M · min. income ≈ HK$310,860/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,514,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,711
−HK$8,791/mo
▼ 0.25% · 3.875%
HK$167,075
−HK$4,427/mo
Today · 4.125%
HK$171,502
baseline
▲ 0.50% · 4.625%
HK$180,542
+HK$9,040/mo
Deposit HK$3.56M · loan HK$32.07M · min. income ≈ HK$343,004/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,514,446 · Scale 2, in force from 26 Feb 2026)