LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,262
−HK$5,096/mo
▼ 0.25% · 3.875%
HK$83,790
−HK$2,568/mo
Today · 4.125%
HK$86,358
baseline
▲ 0.50% · 4.625%
HK$91,612
+HK$5,254/mo
Deposit HK$17.82M · loan HK$17.82M · min. income ≈ HK$172,716/mo (50% DSR)
Upfront cash ≈ HK$19.33M (deposit + AVD stamp duty HK$1,514,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,403
−HK$4,884/mo
▼ 0.25% · 3.875%
HK$92,827
−HK$2,460/mo
Today · 4.125%
HK$95,287
baseline
▲ 0.50% · 4.625%
HK$100,310
+HK$5,023/mo
Deposit HK$17.82M · loan HK$17.82M · min. income ≈ HK$190,574/mo (50% DSR)
Upfront cash ≈ HK$19.33M (deposit + AVD stamp duty HK$1,514,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,514
−HK$6,115/mo
▼ 0.25% · 3.875%
HK$100,547
−HK$3,082/mo
Today · 4.125%
HK$103,629
baseline
▲ 0.50% · 4.625%
HK$109,935
+HK$6,306/mo
Deposit HK$14.25M · loan HK$21.38M · min. income ≈ HK$207,258/mo (50% DSR)
Upfront cash ≈ HK$15.77M (deposit + AVD stamp duty HK$1,514,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,484
−HK$5,861/mo
▼ 0.25% · 3.875%
HK$111,393
−HK$2,952/mo
Today · 4.125%
HK$114,345
baseline
▲ 0.50% · 4.625%
HK$120,372
+HK$6,027/mo
Deposit HK$14.25M · loan HK$21.38M · min. income ≈ HK$228,690/mo (50% DSR)
Upfront cash ≈ HK$15.77M (deposit + AVD stamp duty HK$1,514,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,767
−HK$7,134/mo
▼ 0.25% · 3.875%
HK$117,305
−HK$3,596/mo
Today · 4.125%
HK$120,901
baseline
▲ 0.50% · 4.625%
HK$128,257
+HK$7,356/mo
Deposit HK$10.69M · loan HK$24.95M · min. income ≈ HK$241,802/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$1,514,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,564
−HK$6,838/mo
▼ 0.25% · 3.875%
HK$129,958
−HK$3,444/mo
Today · 4.125%
HK$133,402
baseline
▲ 0.50% · 4.625%
HK$140,434
+HK$7,032/mo
Deposit HK$10.69M · loan HK$24.95M · min. income ≈ HK$266,804/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$1,514,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,271
−HK$9,173/mo
▼ 0.25% · 3.875%
HK$150,821
−HK$4,623/mo
Today · 4.125%
HK$155,444
baseline
▲ 0.50% · 4.625%
HK$164,902
+HK$9,458/mo
Deposit HK$3.56M · loan HK$32.07M · min. income ≈ HK$310,888/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,514,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,725
−HK$8,792/mo
▼ 0.25% · 3.875%
HK$167,089
−HK$4,428/mo
Today · 4.125%
HK$171,517
baseline
▲ 0.50% · 4.625%
HK$180,558
+HK$9,041/mo
Deposit HK$3.56M · loan HK$32.07M · min. income ≈ HK$343,034/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,514,579 · Scale 2, in force from 26 Feb 2026)