LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,262
−HK$5,096/mo
▼ 0.25% · 3.875%
HK$83,790
−HK$2,568/mo
Today · 4.125%
HK$86,358
baseline
▲ 0.50% · 4.625%
HK$91,613
+HK$5,255/mo
Deposit HK$17.82M · loan HK$17.82M · min. income ≈ HK$172,716/mo (50% DSR)
Upfront cash ≈ HK$19.33M (deposit + AVD stamp duty HK$1,514,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,403
−HK$4,885/mo
▼ 0.25% · 3.875%
HK$92,828
−HK$2,460/mo
Today · 4.125%
HK$95,288
baseline
▲ 0.50% · 4.625%
HK$100,310
+HK$5,022/mo
Deposit HK$17.82M · loan HK$17.82M · min. income ≈ HK$190,576/mo (50% DSR)
Upfront cash ≈ HK$19.33M (deposit + AVD stamp duty HK$1,514,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,515
−HK$6,115/mo
▼ 0.25% · 3.875%
HK$100,548
−HK$3,082/mo
Today · 4.125%
HK$103,630
baseline
▲ 0.50% · 4.625%
HK$109,935
+HK$6,305/mo
Deposit HK$14.25M · loan HK$21.38M · min. income ≈ HK$207,260/mo (50% DSR)
Upfront cash ≈ HK$15.77M (deposit + AVD stamp duty HK$1,514,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,484
−HK$5,861/mo
▼ 0.25% · 3.875%
HK$111,394
−HK$2,951/mo
Today · 4.125%
HK$114,345
baseline
▲ 0.50% · 4.625%
HK$120,372
+HK$6,027/mo
Deposit HK$14.25M · loan HK$21.38M · min. income ≈ HK$228,690/mo (50% DSR)
Upfront cash ≈ HK$15.77M (deposit + AVD stamp duty HK$1,514,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,767
−HK$7,134/mo
▼ 0.25% · 3.875%
HK$117,306
−HK$3,595/mo
Today · 4.125%
HK$120,901
baseline
▲ 0.50% · 4.625%
HK$128,258
+HK$7,357/mo
Deposit HK$10.69M · loan HK$24.95M · min. income ≈ HK$241,802/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$1,514,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,565
−HK$6,838/mo
▼ 0.25% · 3.875%
HK$129,959
−HK$3,444/mo
Today · 4.125%
HK$133,403
baseline
▲ 0.50% · 4.625%
HK$140,434
+HK$7,031/mo
Deposit HK$10.69M · loan HK$24.95M · min. income ≈ HK$266,806/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$1,514,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,272
−HK$9,172/mo
▼ 0.25% · 3.875%
HK$150,822
−HK$4,622/mo
Today · 4.125%
HK$155,444
baseline
▲ 0.50% · 4.625%
HK$164,903
+HK$9,459/mo
Deposit HK$3.56M · loan HK$32.07M · min. income ≈ HK$310,888/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,514,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,726
−HK$8,792/mo
▼ 0.25% · 3.875%
HK$167,090
−HK$4,428/mo
Today · 4.125%
HK$171,518
baseline
▲ 0.50% · 4.625%
HK$180,559
+HK$9,041/mo
Deposit HK$3.56M · loan HK$32.07M · min. income ≈ HK$343,036/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,514,586 · Scale 2, in force from 26 Feb 2026)