LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,269
−HK$5,096/mo
▼ 0.25% · 3.875%
HK$83,797
−HK$2,568/mo
Today · 4.125%
HK$86,365
baseline
▲ 0.50% · 4.625%
HK$91,620
+HK$5,255/mo
Deposit HK$17.82M · loan HK$17.82M · min. income ≈ HK$172,730/mo (50% DSR)
Upfront cash ≈ HK$19.33M (deposit + AVD stamp duty HK$1,514,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,411
−HK$4,884/mo
▼ 0.25% · 3.875%
HK$92,835
−HK$2,460/mo
Today · 4.125%
HK$95,295
baseline
▲ 0.50% · 4.625%
HK$100,318
+HK$5,023/mo
Deposit HK$17.82M · loan HK$17.82M · min. income ≈ HK$190,590/mo (50% DSR)
Upfront cash ≈ HK$19.33M (deposit + AVD stamp duty HK$1,514,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,522
−HK$6,116/mo
▼ 0.25% · 3.875%
HK$100,556
−HK$3,082/mo
Today · 4.125%
HK$103,638
baseline
▲ 0.50% · 4.625%
HK$109,944
+HK$6,306/mo
Deposit HK$14.26M · loan HK$21.38M · min. income ≈ HK$207,276/mo (50% DSR)
Upfront cash ≈ HK$15.77M (deposit + AVD stamp duty HK$1,514,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,493
−HK$5,861/mo
▼ 0.25% · 3.875%
HK$111,402
−HK$2,952/mo
Today · 4.125%
HK$114,354
baseline
▲ 0.50% · 4.625%
HK$120,382
+HK$6,028/mo
Deposit HK$14.26M · loan HK$21.38M · min. income ≈ HK$228,708/mo (50% DSR)
Upfront cash ≈ HK$15.77M (deposit + AVD stamp duty HK$1,514,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,776
−HK$7,135/mo
▼ 0.25% · 3.875%
HK$117,315
−HK$3,596/mo
Today · 4.125%
HK$120,911
baseline
▲ 0.50% · 4.625%
HK$128,268
+HK$7,357/mo
Deposit HK$10.69M · loan HK$24.95M · min. income ≈ HK$241,822/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$1,514,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,575
−HK$6,838/mo
▼ 0.25% · 3.875%
HK$129,970
−HK$3,443/mo
Today · 4.125%
HK$133,413
baseline
▲ 0.50% · 4.625%
HK$140,446
+HK$7,033/mo
Deposit HK$10.69M · loan HK$24.95M · min. income ≈ HK$266,826/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$1,514,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,284
−HK$9,173/mo
▼ 0.25% · 3.875%
HK$150,834
−HK$4,623/mo
Today · 4.125%
HK$155,457
baseline
▲ 0.50% · 4.625%
HK$164,916
+HK$9,459/mo
Deposit HK$3.56M · loan HK$32.08M · min. income ≈ HK$310,914/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,514,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,739
−HK$8,792/mo
▼ 0.25% · 3.875%
HK$167,104
−HK$4,427/mo
Today · 4.125%
HK$171,531
baseline
▲ 0.50% · 4.625%
HK$180,573
+HK$9,042/mo
Deposit HK$3.56M · loan HK$32.08M · min. income ≈ HK$343,062/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,514,707 · Scale 2, in force from 26 Feb 2026)