LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,271
−HK$5,096/mo
▼ 0.25% · 3.875%
HK$83,799
−HK$2,568/mo
Today · 4.125%
HK$86,367
baseline
▲ 0.50% · 4.625%
HK$91,622
+HK$5,255/mo
Deposit HK$17.82M · loan HK$17.82M · min. income ≈ HK$172,734/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$1,514,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,413
−HK$4,885/mo
▼ 0.25% · 3.875%
HK$92,838
−HK$2,460/mo
Today · 4.125%
HK$95,298
baseline
▲ 0.50% · 4.625%
HK$100,321
+HK$5,023/mo
Deposit HK$17.82M · loan HK$17.82M · min. income ≈ HK$190,596/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$1,514,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,525
−HK$6,116/mo
▼ 0.25% · 3.875%
HK$100,559
−HK$3,082/mo
Today · 4.125%
HK$103,641
baseline
▲ 0.50% · 4.625%
HK$109,947
+HK$6,306/mo
Deposit HK$14.26M · loan HK$21.38M · min. income ≈ HK$207,282/mo (50% DSR)
Upfront cash ≈ HK$15.77M (deposit + AVD stamp duty HK$1,514,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,496
−HK$5,861/mo
▼ 0.25% · 3.875%
HK$111,405
−HK$2,952/mo
Today · 4.125%
HK$114,357
baseline
▲ 0.50% · 4.625%
HK$120,385
+HK$6,028/mo
Deposit HK$14.26M · loan HK$21.38M · min. income ≈ HK$228,714/mo (50% DSR)
Upfront cash ≈ HK$15.77M (deposit + AVD stamp duty HK$1,514,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,779
−HK$7,135/mo
▼ 0.25% · 3.875%
HK$117,318
−HK$3,596/mo
Today · 4.125%
HK$120,914
baseline
▲ 0.50% · 4.625%
HK$128,271
+HK$7,357/mo
Deposit HK$10.69M · loan HK$24.95M · min. income ≈ HK$241,828/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$1,514,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,578
−HK$6,839/mo
▼ 0.25% · 3.875%
HK$129,973
−HK$3,444/mo
Today · 4.125%
HK$133,417
baseline
▲ 0.50% · 4.625%
HK$140,449
+HK$7,032/mo
Deposit HK$10.69M · loan HK$24.95M · min. income ≈ HK$266,834/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$1,514,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,287
−HK$9,174/mo
▼ 0.25% · 3.875%
HK$150,838
−HK$4,623/mo
Today · 4.125%
HK$155,461
baseline
▲ 0.50% · 4.625%
HK$164,920
+HK$9,459/mo
Deposit HK$3.56M · loan HK$32.08M · min. income ≈ HK$310,922/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,514,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,743
−HK$8,793/mo
▼ 0.25% · 3.875%
HK$167,108
−HK$4,428/mo
Today · 4.125%
HK$171,536
baseline
▲ 0.50% · 4.625%
HK$180,578
+HK$9,042/mo
Deposit HK$3.56M · loan HK$32.08M · min. income ≈ HK$343,072/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,514,747 · Scale 2, in force from 26 Feb 2026)