LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,274
−HK$5,096/mo
▼ 0.25% · 3.875%
HK$83,802
−HK$2,568/mo
Today · 4.125%
HK$86,370
baseline
▲ 0.50% · 4.625%
HK$91,626
+HK$5,256/mo
Deposit HK$17.82M · loan HK$17.82M · min. income ≈ HK$172,740/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$1,514,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,416
−HK$4,885/mo
▼ 0.25% · 3.875%
HK$92,841
−HK$2,460/mo
Today · 4.125%
HK$95,301
baseline
▲ 0.50% · 4.625%
HK$100,325
+HK$5,024/mo
Deposit HK$17.82M · loan HK$17.82M · min. income ≈ HK$190,602/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$1,514,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,529
−HK$6,115/mo
▼ 0.25% · 3.875%
HK$100,562
−HK$3,082/mo
Today · 4.125%
HK$103,644
baseline
▲ 0.50% · 4.625%
HK$109,951
+HK$6,307/mo
Deposit HK$14.26M · loan HK$21.39M · min. income ≈ HK$207,288/mo (50% DSR)
Upfront cash ≈ HK$15.77M (deposit + AVD stamp duty HK$1,514,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,500
−HK$5,861/mo
▼ 0.25% · 3.875%
HK$111,409
−HK$2,952/mo
Today · 4.125%
HK$114,361
baseline
▲ 0.50% · 4.625%
HK$120,390
+HK$6,029/mo
Deposit HK$14.26M · loan HK$21.39M · min. income ≈ HK$228,722/mo (50% DSR)
Upfront cash ≈ HK$15.77M (deposit + AVD stamp duty HK$1,514,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,783
−HK$7,136/mo
▼ 0.25% · 3.875%
HK$117,323
−HK$3,596/mo
Today · 4.125%
HK$120,919
baseline
▲ 0.50% · 4.625%
HK$128,276
+HK$7,357/mo
Deposit HK$10.69M · loan HK$24.95M · min. income ≈ HK$241,838/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$1,514,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,583
−HK$6,839/mo
▼ 0.25% · 3.875%
HK$129,978
−HK$3,444/mo
Today · 4.125%
HK$133,422
baseline
▲ 0.50% · 4.625%
HK$140,455
+HK$7,033/mo
Deposit HK$10.69M · loan HK$24.95M · min. income ≈ HK$266,844/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$1,514,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,293
−HK$9,174/mo
▼ 0.25% · 3.875%
HK$150,843
−HK$4,624/mo
Today · 4.125%
HK$155,467
baseline
▲ 0.50% · 4.625%
HK$164,926
+HK$9,459/mo
Deposit HK$3.56M · loan HK$32.08M · min. income ≈ HK$310,934/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,514,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,749
−HK$8,793/mo
▼ 0.25% · 3.875%
HK$167,114
−HK$4,428/mo
Today · 4.125%
HK$171,542
baseline
▲ 0.50% · 4.625%
HK$180,584
+HK$9,042/mo
Deposit HK$3.56M · loan HK$32.08M · min. income ≈ HK$343,084/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,514,802 · Scale 2, in force from 26 Feb 2026)