LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,277
−HK$5,096/mo
▼ 0.25% · 3.875%
HK$83,805
−HK$2,568/mo
Today · 4.125%
HK$86,373
baseline
▲ 0.50% · 4.625%
HK$91,629
+HK$5,256/mo
Deposit HK$17.82M · loan HK$17.82M · min. income ≈ HK$172,746/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$1,514,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,419
−HK$4,886/mo
▼ 0.25% · 3.875%
HK$92,844
−HK$2,461/mo
Today · 4.125%
HK$95,305
baseline
▲ 0.50% · 4.625%
HK$100,328
+HK$5,023/mo
Deposit HK$17.82M · loan HK$17.82M · min. income ≈ HK$190,610/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$1,514,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,532
−HK$6,116/mo
▼ 0.25% · 3.875%
HK$100,566
−HK$3,082/mo
Today · 4.125%
HK$103,648
baseline
▲ 0.50% · 4.625%
HK$109,955
+HK$6,307/mo
Deposit HK$14.26M · loan HK$21.39M · min. income ≈ HK$207,296/mo (50% DSR)
Upfront cash ≈ HK$15.77M (deposit + AVD stamp duty HK$1,514,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,503
−HK$5,862/mo
▼ 0.25% · 3.875%
HK$111,413
−HK$2,952/mo
Today · 4.125%
HK$114,365
baseline
▲ 0.50% · 4.625%
HK$120,394
+HK$6,029/mo
Deposit HK$14.26M · loan HK$21.39M · min. income ≈ HK$228,730/mo (50% DSR)
Upfront cash ≈ HK$15.77M (deposit + AVD stamp duty HK$1,514,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,787
−HK$7,136/mo
▼ 0.25% · 3.875%
HK$117,327
−HK$3,596/mo
Today · 4.125%
HK$120,923
baseline
▲ 0.50% · 4.625%
HK$128,281
+HK$7,358/mo
Deposit HK$10.69M · loan HK$24.95M · min. income ≈ HK$241,846/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$1,514,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,587
−HK$6,839/mo
▼ 0.25% · 3.875%
HK$129,982
−HK$3,444/mo
Today · 4.125%
HK$133,426
baseline
▲ 0.50% · 4.625%
HK$140,459
+HK$7,033/mo
Deposit HK$10.69M · loan HK$24.95M · min. income ≈ HK$266,852/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$1,514,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,298
−HK$9,174/mo
▼ 0.25% · 3.875%
HK$150,849
−HK$4,623/mo
Today · 4.125%
HK$155,472
baseline
▲ 0.50% · 4.625%
HK$164,932
+HK$9,460/mo
Deposit HK$3.56M · loan HK$32.08M · min. income ≈ HK$310,944/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,514,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,755
−HK$8,793/mo
▼ 0.25% · 3.875%
HK$167,120
−HK$4,428/mo
Today · 4.125%
HK$171,548
baseline
▲ 0.50% · 4.625%
HK$180,591
+HK$9,043/mo
Deposit HK$3.56M · loan HK$32.08M · min. income ≈ HK$343,096/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,514,855 · Scale 2, in force from 26 Feb 2026)