LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,279
−HK$5,097/mo
▼ 0.25% · 3.875%
HK$83,807
−HK$2,569/mo
Today · 4.125%
HK$86,376
baseline
▲ 0.50% · 4.625%
HK$91,631
+HK$5,255/mo
Deposit HK$17.82M · loan HK$17.82M · min. income ≈ HK$172,752/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$1,514,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,422
−HK$4,885/mo
▼ 0.25% · 3.875%
HK$92,847
−HK$2,460/mo
Today · 4.125%
HK$95,307
baseline
▲ 0.50% · 4.625%
HK$100,331
+HK$5,024/mo
Deposit HK$17.82M · loan HK$17.82M · min. income ≈ HK$190,614/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$1,514,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,534
−HK$6,117/mo
▼ 0.25% · 3.875%
HK$100,568
−HK$3,083/mo
Today · 4.125%
HK$103,651
baseline
▲ 0.50% · 4.625%
HK$109,958
+HK$6,307/mo
Deposit HK$14.26M · loan HK$21.39M · min. income ≈ HK$207,302/mo (50% DSR)
Upfront cash ≈ HK$15.77M (deposit + AVD stamp duty HK$1,514,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,506
−HK$5,862/mo
▼ 0.25% · 3.875%
HK$111,416
−HK$2,952/mo
Today · 4.125%
HK$114,368
baseline
▲ 0.50% · 4.625%
HK$120,397
+HK$6,029/mo
Deposit HK$14.26M · loan HK$21.39M · min. income ≈ HK$228,736/mo (50% DSR)
Upfront cash ≈ HK$15.77M (deposit + AVD stamp duty HK$1,514,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,790
−HK$7,136/mo
▼ 0.25% · 3.875%
HK$117,330
−HK$3,596/mo
Today · 4.125%
HK$120,926
baseline
▲ 0.50% · 4.625%
HK$128,284
+HK$7,358/mo
Deposit HK$10.69M · loan HK$24.95M · min. income ≈ HK$241,852/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$1,514,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,590
−HK$6,840/mo
▼ 0.25% · 3.875%
HK$129,985
−HK$3,445/mo
Today · 4.125%
HK$133,430
baseline
▲ 0.50% · 4.625%
HK$140,463
+HK$7,033/mo
Deposit HK$10.69M · loan HK$24.95M · min. income ≈ HK$266,860/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$1,514,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,302
−HK$9,174/mo
▼ 0.25% · 3.875%
HK$150,852
−HK$4,624/mo
Today · 4.125%
HK$155,476
baseline
▲ 0.50% · 4.625%
HK$164,936
+HK$9,460/mo
Deposit HK$3.56M · loan HK$32.08M · min. income ≈ HK$310,952/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,514,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,759
−HK$8,793/mo
▼ 0.25% · 3.875%
HK$167,124
−HK$4,428/mo
Today · 4.125%
HK$171,552
baseline
▲ 0.50% · 4.625%
HK$180,595
+HK$9,043/mo
Deposit HK$3.56M · loan HK$32.08M · min. income ≈ HK$343,104/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,514,892 · Scale 2, in force from 26 Feb 2026)