LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,279
−HK$5,097/mo
▼ 0.25% · 3.875%
HK$83,807
−HK$2,569/mo
Today · 4.125%
HK$86,376
baseline
▲ 0.50% · 4.625%
HK$91,632
+HK$5,256/mo
Deposit HK$17.82M · loan HK$17.82M · min. income ≈ HK$172,752/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$1,514,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,422
−HK$4,885/mo
▼ 0.25% · 3.875%
HK$92,847
−HK$2,460/mo
Today · 4.125%
HK$95,307
baseline
▲ 0.50% · 4.625%
HK$100,331
+HK$5,024/mo
Deposit HK$17.82M · loan HK$17.82M · min. income ≈ HK$190,614/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$1,514,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,535
−HK$6,116/mo
▼ 0.25% · 3.875%
HK$100,569
−HK$3,082/mo
Today · 4.125%
HK$103,651
baseline
▲ 0.50% · 4.625%
HK$109,958
+HK$6,307/mo
Deposit HK$14.26M · loan HK$21.39M · min. income ≈ HK$207,302/mo (50% DSR)
Upfront cash ≈ HK$15.77M (deposit + AVD stamp duty HK$1,514,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,506
−HK$5,863/mo
▼ 0.25% · 3.875%
HK$111,416
−HK$2,953/mo
Today · 4.125%
HK$114,369
baseline
▲ 0.50% · 4.625%
HK$120,397
+HK$6,028/mo
Deposit HK$14.26M · loan HK$21.39M · min. income ≈ HK$228,738/mo (50% DSR)
Upfront cash ≈ HK$15.77M (deposit + AVD stamp duty HK$1,514,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,790
−HK$7,136/mo
▼ 0.25% · 3.875%
HK$117,330
−HK$3,596/mo
Today · 4.125%
HK$120,926
baseline
▲ 0.50% · 4.625%
HK$128,284
+HK$7,358/mo
Deposit HK$10.69M · loan HK$24.95M · min. income ≈ HK$241,852/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$1,514,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,591
−HK$6,839/mo
▼ 0.25% · 3.875%
HK$129,986
−HK$3,444/mo
Today · 4.125%
HK$133,430
baseline
▲ 0.50% · 4.625%
HK$140,463
+HK$7,033/mo
Deposit HK$10.69M · loan HK$24.95M · min. income ≈ HK$266,860/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$1,514,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,302
−HK$9,174/mo
▼ 0.25% · 3.875%
HK$150,853
−HK$4,623/mo
Today · 4.125%
HK$155,476
baseline
▲ 0.50% · 4.625%
HK$164,937
+HK$9,461/mo
Deposit HK$3.56M · loan HK$32.08M · min. income ≈ HK$310,952/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,514,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,759
−HK$8,794/mo
▼ 0.25% · 3.875%
HK$167,125
−HK$4,428/mo
Today · 4.125%
HK$171,553
baseline
▲ 0.50% · 4.625%
HK$180,596
+HK$9,043/mo
Deposit HK$3.56M · loan HK$32.08M · min. income ≈ HK$343,106/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,514,896 · Scale 2, in force from 26 Feb 2026)