LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,281
−HK$5,097/mo
▼ 0.25% · 3.875%
HK$83,809
−HK$2,569/mo
Today · 4.125%
HK$86,378
baseline
▲ 0.50% · 4.625%
HK$91,634
+HK$5,256/mo
Deposit HK$17.82M · loan HK$17.82M · min. income ≈ HK$172,756/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$1,514,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,424
−HK$4,885/mo
▼ 0.25% · 3.875%
HK$92,849
−HK$2,460/mo
Today · 4.125%
HK$95,309
baseline
▲ 0.50% · 4.625%
HK$100,333
+HK$5,024/mo
Deposit HK$17.82M · loan HK$17.82M · min. income ≈ HK$190,618/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$1,514,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,537
−HK$6,116/mo
▼ 0.25% · 3.875%
HK$100,571
−HK$3,082/mo
Today · 4.125%
HK$103,653
baseline
▲ 0.50% · 4.625%
HK$109,961
+HK$6,308/mo
Deposit HK$14.26M · loan HK$21.39M · min. income ≈ HK$207,306/mo (50% DSR)
Upfront cash ≈ HK$15.77M (deposit + AVD stamp duty HK$1,514,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,509
−HK$5,862/mo
▼ 0.25% · 3.875%
HK$111,419
−HK$2,952/mo
Today · 4.125%
HK$114,371
baseline
▲ 0.50% · 4.625%
HK$120,400
+HK$6,029/mo
Deposit HK$14.26M · loan HK$21.39M · min. income ≈ HK$228,742/mo (50% DSR)
Upfront cash ≈ HK$15.77M (deposit + AVD stamp duty HK$1,514,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,793
−HK$7,136/mo
▼ 0.25% · 3.875%
HK$117,333
−HK$3,596/mo
Today · 4.125%
HK$120,929
baseline
▲ 0.50% · 4.625%
HK$128,287
+HK$7,358/mo
Deposit HK$10.69M · loan HK$24.95M · min. income ≈ HK$241,858/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$1,514,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,594
−HK$6,839/mo
▼ 0.25% · 3.875%
HK$129,989
−HK$3,444/mo
Today · 4.125%
HK$133,433
baseline
▲ 0.50% · 4.625%
HK$140,467
+HK$7,034/mo
Deposit HK$10.69M · loan HK$24.95M · min. income ≈ HK$266,866/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$1,514,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,306
−HK$9,174/mo
▼ 0.25% · 3.875%
HK$150,857
−HK$4,623/mo
Today · 4.125%
HK$155,480
baseline
▲ 0.50% · 4.625%
HK$164,941
+HK$9,461/mo
Deposit HK$3.56M · loan HK$32.08M · min. income ≈ HK$310,960/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,514,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,763
−HK$8,794/mo
▼ 0.25% · 3.875%
HK$167,129
−HK$4,428/mo
Today · 4.125%
HK$171,557
baseline
▲ 0.50% · 4.625%
HK$180,600
+HK$9,043/mo
Deposit HK$3.56M · loan HK$32.08M · min. income ≈ HK$343,114/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,514,934 · Scale 2, in force from 26 Feb 2026)