LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,282
−HK$5,097/mo
▼ 0.25% · 3.875%
HK$83,810
−HK$2,569/mo
Today · 4.125%
HK$86,379
baseline
▲ 0.50% · 4.625%
HK$91,635
+HK$5,256/mo
Deposit HK$17.82M · loan HK$17.82M · min. income ≈ HK$172,758/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$1,514,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,425
−HK$4,885/mo
▼ 0.25% · 3.875%
HK$92,850
−HK$2,460/mo
Today · 4.125%
HK$95,310
baseline
▲ 0.50% · 4.625%
HK$100,334
+HK$5,024/mo
Deposit HK$17.82M · loan HK$17.82M · min. income ≈ HK$190,620/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$1,514,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,538
−HK$6,116/mo
▼ 0.25% · 3.875%
HK$100,572
−HK$3,082/mo
Today · 4.125%
HK$103,654
baseline
▲ 0.50% · 4.625%
HK$109,962
+HK$6,308/mo
Deposit HK$14.26M · loan HK$21.39M · min. income ≈ HK$207,308/mo (50% DSR)
Upfront cash ≈ HK$15.77M (deposit + AVD stamp duty HK$1,514,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,510
−HK$5,862/mo
▼ 0.25% · 3.875%
HK$111,420
−HK$2,952/mo
Today · 4.125%
HK$114,372
baseline
▲ 0.50% · 4.625%
HK$120,401
+HK$6,029/mo
Deposit HK$14.26M · loan HK$21.39M · min. income ≈ HK$228,744/mo (50% DSR)
Upfront cash ≈ HK$15.77M (deposit + AVD stamp duty HK$1,514,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,794
−HK$7,136/mo
▼ 0.25% · 3.875%
HK$117,334
−HK$3,596/mo
Today · 4.125%
HK$120,930
baseline
▲ 0.50% · 4.625%
HK$128,289
+HK$7,359/mo
Deposit HK$10.69M · loan HK$24.95M · min. income ≈ HK$241,860/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$1,514,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,595
−HK$6,840/mo
▼ 0.25% · 3.875%
HK$129,990
−HK$3,445/mo
Today · 4.125%
HK$133,435
baseline
▲ 0.50% · 4.625%
HK$140,468
+HK$7,033/mo
Deposit HK$10.69M · loan HK$24.95M · min. income ≈ HK$266,870/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$1,514,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,307
−HK$9,175/mo
▼ 0.25% · 3.875%
HK$150,858
−HK$4,624/mo
Today · 4.125%
HK$155,482
baseline
▲ 0.50% · 4.625%
HK$164,942
+HK$9,460/mo
Deposit HK$3.56M · loan HK$32.08M · min. income ≈ HK$310,964/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,514,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,765
−HK$8,794/mo
▼ 0.25% · 3.875%
HK$167,130
−HK$4,429/mo
Today · 4.125%
HK$171,559
baseline
▲ 0.50% · 4.625%
HK$180,602
+HK$9,043/mo
Deposit HK$3.56M · loan HK$32.08M · min. income ≈ HK$343,118/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,514,948 · Scale 2, in force from 26 Feb 2026)