LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,284
−HK$5,097/mo
▼ 0.25% · 3.875%
HK$83,812
−HK$2,569/mo
Today · 4.125%
HK$86,381
baseline
▲ 0.50% · 4.625%
HK$91,637
+HK$5,256/mo
Deposit HK$17.82M · loan HK$17.82M · min. income ≈ HK$172,762/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$1,514,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,428
−HK$4,885/mo
▼ 0.25% · 3.875%
HK$92,853
−HK$2,460/mo
Today · 4.125%
HK$95,313
baseline
▲ 0.50% · 4.625%
HK$100,337
+HK$5,024/mo
Deposit HK$17.82M · loan HK$17.82M · min. income ≈ HK$190,626/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$1,514,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,541
−HK$6,116/mo
▼ 0.25% · 3.875%
HK$100,575
−HK$3,082/mo
Today · 4.125%
HK$103,657
baseline
▲ 0.50% · 4.625%
HK$109,965
+HK$6,308/mo
Deposit HK$14.26M · loan HK$21.39M · min. income ≈ HK$207,314/mo (50% DSR)
Upfront cash ≈ HK$15.77M (deposit + AVD stamp duty HK$1,514,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,513
−HK$5,863/mo
▼ 0.25% · 3.875%
HK$111,423
−HK$2,953/mo
Today · 4.125%
HK$114,376
baseline
▲ 0.50% · 4.625%
HK$120,405
+HK$6,029/mo
Deposit HK$14.26M · loan HK$21.39M · min. income ≈ HK$228,752/mo (50% DSR)
Upfront cash ≈ HK$15.77M (deposit + AVD stamp duty HK$1,514,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,798
−HK$7,136/mo
▼ 0.25% · 3.875%
HK$117,337
−HK$3,597/mo
Today · 4.125%
HK$120,934
baseline
▲ 0.50% · 4.625%
HK$128,292
+HK$7,358/mo
Deposit HK$10.69M · loan HK$24.95M · min. income ≈ HK$241,868/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$1,514,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,599
−HK$6,839/mo
▼ 0.25% · 3.875%
HK$129,994
−HK$3,444/mo
Today · 4.125%
HK$133,438
baseline
▲ 0.50% · 4.625%
HK$140,472
+HK$7,034/mo
Deposit HK$10.69M · loan HK$24.95M · min. income ≈ HK$266,876/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$1,514,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,311
−HK$9,175/mo
▼ 0.25% · 3.875%
HK$150,862
−HK$4,624/mo
Today · 4.125%
HK$155,486
baseline
▲ 0.50% · 4.625%
HK$164,947
+HK$9,461/mo
Deposit HK$3.56M · loan HK$32.08M · min. income ≈ HK$310,972/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,514,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,770
−HK$8,794/mo
▼ 0.25% · 3.875%
HK$167,135
−HK$4,429/mo
Today · 4.125%
HK$171,564
baseline
▲ 0.50% · 4.625%
HK$180,607
+HK$9,043/mo
Deposit HK$3.56M · loan HK$32.08M · min. income ≈ HK$343,128/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,514,992 · Scale 2, in force from 26 Feb 2026)