LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,287
−HK$5,097/mo
▼ 0.25% · 3.875%
HK$83,815
−HK$2,569/mo
Today · 4.125%
HK$86,384
baseline
▲ 0.50% · 4.625%
HK$91,641
+HK$5,257/mo
Deposit HK$17.82M · loan HK$17.82M · min. income ≈ HK$172,768/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$1,515,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,431
−HK$4,886/mo
▼ 0.25% · 3.875%
HK$92,856
−HK$2,461/mo
Today · 4.125%
HK$95,317
baseline
▲ 0.50% · 4.625%
HK$100,341
+HK$5,024/mo
Deposit HK$17.82M · loan HK$17.82M · min. income ≈ HK$190,634/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$1,515,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,544
−HK$6,117/mo
▼ 0.25% · 3.875%
HK$100,579
−HK$3,082/mo
Today · 4.125%
HK$103,661
baseline
▲ 0.50% · 4.625%
HK$109,969
+HK$6,308/mo
Deposit HK$14.26M · loan HK$21.39M · min. income ≈ HK$207,322/mo (50% DSR)
Upfront cash ≈ HK$15.77M (deposit + AVD stamp duty HK$1,515,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,517
−HK$5,863/mo
▼ 0.25% · 3.875%
HK$111,427
−HK$2,953/mo
Today · 4.125%
HK$114,380
baseline
▲ 0.50% · 4.625%
HK$120,409
+HK$6,029/mo
Deposit HK$14.26M · loan HK$21.39M · min. income ≈ HK$228,760/mo (50% DSR)
Upfront cash ≈ HK$15.77M (deposit + AVD stamp duty HK$1,515,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,802
−HK$7,136/mo
▼ 0.25% · 3.875%
HK$117,342
−HK$3,596/mo
Today · 4.125%
HK$120,938
baseline
▲ 0.50% · 4.625%
HK$128,297
+HK$7,359/mo
Deposit HK$10.69M · loan HK$24.95M · min. income ≈ HK$241,876/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$1,515,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,603
−HK$6,840/mo
▼ 0.25% · 3.875%
HK$129,999
−HK$3,444/mo
Today · 4.125%
HK$133,443
baseline
▲ 0.50% · 4.625%
HK$140,477
+HK$7,034/mo
Deposit HK$10.69M · loan HK$24.95M · min. income ≈ HK$266,886/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$1,515,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,317
−HK$9,175/mo
▼ 0.25% · 3.875%
HK$150,868
−HK$4,624/mo
Today · 4.125%
HK$155,492
baseline
▲ 0.50% · 4.625%
HK$164,953
+HK$9,461/mo
Deposit HK$3.56M · loan HK$32.08M · min. income ≈ HK$310,984/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,515,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,776
−HK$8,794/mo
▼ 0.25% · 3.875%
HK$167,141
−HK$4,429/mo
Today · 4.125%
HK$171,570
baseline
▲ 0.50% · 4.625%
HK$180,614
+HK$9,044/mo
Deposit HK$3.56M · loan HK$32.08M · min. income ≈ HK$343,140/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,515,048 · Scale 2, in force from 26 Feb 2026)