LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,289
−HK$5,097/mo
▼ 0.25% · 3.875%
HK$83,817
−HK$2,569/mo
Today · 4.125%
HK$86,386
baseline
▲ 0.50% · 4.625%
HK$91,643
+HK$5,257/mo
Deposit HK$17.82M · loan HK$17.82M · min. income ≈ HK$172,772/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$1,515,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,433
−HK$4,886/mo
▼ 0.25% · 3.875%
HK$92,858
−HK$2,461/mo
Today · 4.125%
HK$95,319
baseline
▲ 0.50% · 4.625%
HK$100,343
+HK$5,024/mo
Deposit HK$17.82M · loan HK$17.82M · min. income ≈ HK$190,638/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$1,515,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,546
−HK$6,117/mo
▼ 0.25% · 3.875%
HK$100,581
−HK$3,082/mo
Today · 4.125%
HK$103,663
baseline
▲ 0.50% · 4.625%
HK$109,971
+HK$6,308/mo
Deposit HK$14.26M · loan HK$21.39M · min. income ≈ HK$207,326/mo (50% DSR)
Upfront cash ≈ HK$15.77M (deposit + AVD stamp duty HK$1,515,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,519
−HK$5,863/mo
▼ 0.25% · 3.875%
HK$111,430
−HK$2,952/mo
Today · 4.125%
HK$114,382
baseline
▲ 0.50% · 4.625%
HK$120,412
+HK$6,030/mo
Deposit HK$14.26M · loan HK$21.39M · min. income ≈ HK$228,764/mo (50% DSR)
Upfront cash ≈ HK$15.77M (deposit + AVD stamp duty HK$1,515,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,804
−HK$7,137/mo
▼ 0.25% · 3.875%
HK$117,344
−HK$3,597/mo
Today · 4.125%
HK$120,941
baseline
▲ 0.50% · 4.625%
HK$128,300
+HK$7,359/mo
Deposit HK$10.69M · loan HK$24.95M · min. income ≈ HK$241,882/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$1,515,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,606
−HK$6,840/mo
▼ 0.25% · 3.875%
HK$130,001
−HK$3,445/mo
Today · 4.125%
HK$133,446
baseline
▲ 0.50% · 4.625%
HK$140,480
+HK$7,034/mo
Deposit HK$10.69M · loan HK$24.95M · min. income ≈ HK$266,892/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$1,515,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,320
−HK$9,175/mo
▼ 0.25% · 3.875%
HK$150,871
−HK$4,624/mo
Today · 4.125%
HK$155,495
baseline
▲ 0.50% · 4.625%
HK$164,957
+HK$9,462/mo
Deposit HK$3.56M · loan HK$32.08M · min. income ≈ HK$310,990/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,515,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,779
−HK$8,795/mo
▼ 0.25% · 3.875%
HK$167,145
−HK$4,429/mo
Today · 4.125%
HK$171,574
baseline
▲ 0.50% · 4.625%
HK$180,617
+HK$9,043/mo
Deposit HK$3.56M · loan HK$32.08M · min. income ≈ HK$343,148/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,515,079 · Scale 2, in force from 26 Feb 2026)