LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,291
−HK$5,097/mo
▼ 0.25% · 3.875%
HK$83,819
−HK$2,569/mo
Today · 4.125%
HK$86,388
baseline
▲ 0.50% · 4.625%
HK$91,645
+HK$5,257/mo
Deposit HK$17.82M · loan HK$17.82M · min. income ≈ HK$172,776/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$1,515,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,435
−HK$4,886/mo
▼ 0.25% · 3.875%
HK$92,861
−HK$2,460/mo
Today · 4.125%
HK$95,321
baseline
▲ 0.50% · 4.625%
HK$100,346
+HK$5,025/mo
Deposit HK$17.82M · loan HK$17.82M · min. income ≈ HK$190,642/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$1,515,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,549
−HK$6,117/mo
▼ 0.25% · 3.875%
HK$100,583
−HK$3,083/mo
Today · 4.125%
HK$103,666
baseline
▲ 0.50% · 4.625%
HK$109,974
+HK$6,308/mo
Deposit HK$14.26M · loan HK$21.39M · min. income ≈ HK$207,332/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,515,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,522
−HK$5,863/mo
▼ 0.25% · 3.875%
HK$111,433
−HK$2,952/mo
Today · 4.125%
HK$114,385
baseline
▲ 0.50% · 4.625%
HK$120,415
+HK$6,030/mo
Deposit HK$14.26M · loan HK$21.39M · min. income ≈ HK$228,770/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,515,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,807
−HK$7,137/mo
▼ 0.25% · 3.875%
HK$117,347
−HK$3,597/mo
Today · 4.125%
HK$120,944
baseline
▲ 0.50% · 4.625%
HK$128,303
+HK$7,359/mo
Deposit HK$10.69M · loan HK$24.95M · min. income ≈ HK$241,888/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$1,515,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,609
−HK$6,841/mo
▼ 0.25% · 3.875%
HK$130,005
−HK$3,445/mo
Today · 4.125%
HK$133,450
baseline
▲ 0.50% · 4.625%
HK$140,484
+HK$7,034/mo
Deposit HK$10.69M · loan HK$24.95M · min. income ≈ HK$266,900/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$1,515,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,323
−HK$9,176/mo
▼ 0.25% · 3.875%
HK$150,875
−HK$4,624/mo
Today · 4.125%
HK$155,499
baseline
▲ 0.50% · 4.625%
HK$164,961
+HK$9,462/mo
Deposit HK$3.56M · loan HK$32.08M · min. income ≈ HK$310,998/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,515,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,783
−HK$8,795/mo
▼ 0.25% · 3.875%
HK$167,149
−HK$4,429/mo
Today · 4.125%
HK$171,578
baseline
▲ 0.50% · 4.625%
HK$180,622
+HK$9,044/mo
Deposit HK$3.56M · loan HK$32.08M · min. income ≈ HK$343,156/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,515,120 · Scale 2, in force from 26 Feb 2026)