LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,293
−HK$5,098/mo
▼ 0.25% · 3.875%
HK$83,822
−HK$2,569/mo
Today · 4.125%
HK$86,391
baseline
▲ 0.50% · 4.625%
HK$91,648
+HK$5,257/mo
Deposit HK$17.83M · loan HK$17.83M · min. income ≈ HK$172,782/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$1,515,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,438
−HK$4,886/mo
▼ 0.25% · 3.875%
HK$92,864
−HK$2,460/mo
Today · 4.125%
HK$95,324
baseline
▲ 0.50% · 4.625%
HK$100,349
+HK$5,025/mo
Deposit HK$17.83M · loan HK$17.83M · min. income ≈ HK$190,648/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$1,515,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,552
−HK$6,117/mo
▼ 0.25% · 3.875%
HK$100,587
−HK$3,082/mo
Today · 4.125%
HK$103,669
baseline
▲ 0.50% · 4.625%
HK$109,978
+HK$6,309/mo
Deposit HK$14.26M · loan HK$21.39M · min. income ≈ HK$207,338/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,515,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,526
−HK$5,863/mo
▼ 0.25% · 3.875%
HK$111,436
−HK$2,953/mo
Today · 4.125%
HK$114,389
baseline
▲ 0.50% · 4.625%
HK$120,419
+HK$6,030/mo
Deposit HK$14.26M · loan HK$21.39M · min. income ≈ HK$228,778/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,515,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,811
−HK$7,137/mo
▼ 0.25% · 3.875%
HK$117,351
−HK$3,597/mo
Today · 4.125%
HK$120,948
baseline
▲ 0.50% · 4.625%
HK$128,307
+HK$7,359/mo
Deposit HK$10.70M · loan HK$24.96M · min. income ≈ HK$241,896/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$1,515,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,613
−HK$6,841/mo
▼ 0.25% · 3.875%
HK$130,009
−HK$3,445/mo
Today · 4.125%
HK$133,454
baseline
▲ 0.50% · 4.625%
HK$140,488
+HK$7,034/mo
Deposit HK$10.70M · loan HK$24.96M · min. income ≈ HK$266,908/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$1,515,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,328
−HK$9,176/mo
▼ 0.25% · 3.875%
HK$150,880
−HK$4,624/mo
Today · 4.125%
HK$155,504
baseline
▲ 0.50% · 4.625%
HK$164,966
+HK$9,462/mo
Deposit HK$3.57M · loan HK$32.09M · min. income ≈ HK$311,008/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,515,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,789
−HK$8,795/mo
▼ 0.25% · 3.875%
HK$167,154
−HK$4,430/mo
Today · 4.125%
HK$171,584
baseline
▲ 0.50% · 4.625%
HK$180,628
+HK$9,044/mo
Deposit HK$3.57M · loan HK$32.09M · min. income ≈ HK$343,168/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,515,168 · Scale 2, in force from 26 Feb 2026)