LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,297
−HK$5,098/mo
▼ 0.25% · 3.875%
HK$83,826
−HK$2,569/mo
Today · 4.125%
HK$86,395
baseline
▲ 0.50% · 4.625%
HK$91,652
+HK$5,257/mo
Deposit HK$17.83M · loan HK$17.83M · min. income ≈ HK$172,790/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$1,515,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,442
−HK$4,887/mo
▼ 0.25% · 3.875%
HK$92,868
−HK$2,461/mo
Today · 4.125%
HK$95,329
baseline
▲ 0.50% · 4.625%
HK$100,353
+HK$5,024/mo
Deposit HK$17.83M · loan HK$17.83M · min. income ≈ HK$190,658/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$1,515,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,557
−HK$6,117/mo
▼ 0.25% · 3.875%
HK$100,591
−HK$3,083/mo
Today · 4.125%
HK$103,674
baseline
▲ 0.50% · 4.625%
HK$109,983
+HK$6,309/mo
Deposit HK$14.26M · loan HK$21.39M · min. income ≈ HK$207,348/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,515,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,531
−HK$5,863/mo
▼ 0.25% · 3.875%
HK$111,441
−HK$2,953/mo
Today · 4.125%
HK$114,394
baseline
▲ 0.50% · 4.625%
HK$120,424
+HK$6,030/mo
Deposit HK$14.26M · loan HK$21.39M · min. income ≈ HK$228,788/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,515,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,816
−HK$7,137/mo
▼ 0.25% · 3.875%
HK$117,356
−HK$3,597/mo
Today · 4.125%
HK$120,953
baseline
▲ 0.50% · 4.625%
HK$128,313
+HK$7,360/mo
Deposit HK$10.70M · loan HK$24.96M · min. income ≈ HK$241,906/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$1,515,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,619
−HK$6,841/mo
▼ 0.25% · 3.875%
HK$130,015
−HK$3,445/mo
Today · 4.125%
HK$133,460
baseline
▲ 0.50% · 4.625%
HK$140,495
+HK$7,035/mo
Deposit HK$10.70M · loan HK$24.96M · min. income ≈ HK$266,920/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$1,515,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,335
−HK$9,176/mo
▼ 0.25% · 3.875%
HK$150,887
−HK$4,624/mo
Today · 4.125%
HK$155,511
baseline
▲ 0.50% · 4.625%
HK$164,974
+HK$9,463/mo
Deposit HK$3.57M · loan HK$32.09M · min. income ≈ HK$311,022/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,515,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,796
−HK$8,795/mo
▼ 0.25% · 3.875%
HK$167,162
−HK$4,429/mo
Today · 4.125%
HK$171,591
baseline
▲ 0.50% · 4.625%
HK$180,636
+HK$9,045/mo
Deposit HK$3.57M · loan HK$32.09M · min. income ≈ HK$343,182/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,515,237 · Scale 2, in force from 26 Feb 2026)