LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,298
−HK$5,099/mo
▼ 0.25% · 3.875%
HK$83,827
−HK$2,570/mo
Today · 4.125%
HK$86,397
baseline
▲ 0.50% · 4.625%
HK$91,654
+HK$5,257/mo
Deposit HK$17.83M · loan HK$17.83M · min. income ≈ HK$172,794/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$1,515,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,444
−HK$4,886/mo
▼ 0.25% · 3.875%
HK$92,869
−HK$2,461/mo
Today · 4.125%
HK$95,330
baseline
▲ 0.50% · 4.625%
HK$100,355
+HK$5,025/mo
Deposit HK$17.83M · loan HK$17.83M · min. income ≈ HK$190,660/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$1,515,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,558
−HK$6,118/mo
▼ 0.25% · 3.875%
HK$100,593
−HK$3,083/mo
Today · 4.125%
HK$103,676
baseline
▲ 0.50% · 4.625%
HK$109,984
+HK$6,308/mo
Deposit HK$14.26M · loan HK$21.39M · min. income ≈ HK$207,352/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,515,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,532
−HK$5,864/mo
▼ 0.25% · 3.875%
HK$111,443
−HK$2,953/mo
Today · 4.125%
HK$114,396
baseline
▲ 0.50% · 4.625%
HK$120,426
+HK$6,030/mo
Deposit HK$14.26M · loan HK$21.39M · min. income ≈ HK$228,792/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,515,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,818
−HK$7,137/mo
▼ 0.25% · 3.875%
HK$117,358
−HK$3,597/mo
Today · 4.125%
HK$120,955
baseline
▲ 0.50% · 4.625%
HK$128,315
+HK$7,360/mo
Deposit HK$10.70M · loan HK$24.96M · min. income ≈ HK$241,910/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$1,515,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,621
−HK$6,841/mo
▼ 0.25% · 3.875%
HK$130,017
−HK$3,445/mo
Today · 4.125%
HK$133,462
baseline
▲ 0.50% · 4.625%
HK$140,497
+HK$7,035/mo
Deposit HK$10.70M · loan HK$24.96M · min. income ≈ HK$266,924/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$1,515,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,337
−HK$9,177/mo
▼ 0.25% · 3.875%
HK$150,889
−HK$4,625/mo
Today · 4.125%
HK$155,514
baseline
▲ 0.50% · 4.625%
HK$164,977
+HK$9,463/mo
Deposit HK$3.57M · loan HK$32.09M · min. income ≈ HK$311,028/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,515,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,799
−HK$8,795/mo
▼ 0.25% · 3.875%
HK$167,165
−HK$4,429/mo
Today · 4.125%
HK$171,594
baseline
▲ 0.50% · 4.625%
HK$180,639
+HK$9,045/mo
Deposit HK$3.57M · loan HK$32.09M · min. income ≈ HK$343,188/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,515,262 · Scale 2, in force from 26 Feb 2026)