LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,299
−HK$5,098/mo
▼ 0.25% · 3.875%
HK$83,828
−HK$2,569/mo
Today · 4.125%
HK$86,397
baseline
▲ 0.50% · 4.625%
HK$91,654
+HK$5,257/mo
Deposit HK$17.83M · loan HK$17.83M · min. income ≈ HK$172,794/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$1,515,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,444
−HK$4,886/mo
▼ 0.25% · 3.875%
HK$92,870
−HK$2,460/mo
Today · 4.125%
HK$95,330
baseline
▲ 0.50% · 4.625%
HK$100,355
+HK$5,025/mo
Deposit HK$17.83M · loan HK$17.83M · min. income ≈ HK$190,660/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$1,515,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,559
−HK$6,117/mo
▼ 0.25% · 3.875%
HK$100,593
−HK$3,083/mo
Today · 4.125%
HK$103,676
baseline
▲ 0.50% · 4.625%
HK$109,985
+HK$6,309/mo
Deposit HK$14.26M · loan HK$21.39M · min. income ≈ HK$207,352/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,515,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,533
−HK$5,864/mo
▼ 0.25% · 3.875%
HK$111,444
−HK$2,953/mo
Today · 4.125%
HK$114,397
baseline
▲ 0.50% · 4.625%
HK$120,427
+HK$6,030/mo
Deposit HK$14.26M · loan HK$21.39M · min. income ≈ HK$228,794/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,515,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,818
−HK$7,138/mo
▼ 0.25% · 3.875%
HK$117,359
−HK$3,597/mo
Today · 4.125%
HK$120,956
baseline
▲ 0.50% · 4.625%
HK$128,316
+HK$7,360/mo
Deposit HK$10.70M · loan HK$24.96M · min. income ≈ HK$241,912/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$1,515,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,622
−HK$6,841/mo
▼ 0.25% · 3.875%
HK$130,018
−HK$3,445/mo
Today · 4.125%
HK$133,463
baseline
▲ 0.50% · 4.625%
HK$140,498
+HK$7,035/mo
Deposit HK$10.70M · loan HK$24.96M · min. income ≈ HK$266,926/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$1,515,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,338
−HK$9,176/mo
▼ 0.25% · 3.875%
HK$150,890
−HK$4,624/mo
Today · 4.125%
HK$155,514
baseline
▲ 0.50% · 4.625%
HK$164,977
+HK$9,463/mo
Deposit HK$3.57M · loan HK$32.09M · min. income ≈ HK$311,028/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,515,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,799
−HK$8,796/mo
▼ 0.25% · 3.875%
HK$167,166
−HK$4,429/mo
Today · 4.125%
HK$171,595
baseline
▲ 0.50% · 4.625%
HK$180,640
+HK$9,045/mo
Deposit HK$3.57M · loan HK$32.09M · min. income ≈ HK$343,190/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,515,268 · Scale 2, in force from 26 Feb 2026)