LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,305
−HK$5,098/mo
▼ 0.25% · 3.875%
HK$83,834
−HK$2,569/mo
Today · 4.125%
HK$86,403
baseline
▲ 0.50% · 4.625%
HK$91,661
+HK$5,258/mo
Deposit HK$17.83M · loan HK$17.83M · min. income ≈ HK$172,806/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$1,515,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,451
−HK$4,887/mo
▼ 0.25% · 3.875%
HK$92,877
−HK$2,461/mo
Today · 4.125%
HK$95,338
baseline
▲ 0.50% · 4.625%
HK$100,363
+HK$5,025/mo
Deposit HK$17.83M · loan HK$17.83M · min. income ≈ HK$190,676/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$1,515,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,566
−HK$6,118/mo
▼ 0.25% · 3.875%
HK$100,601
−HK$3,083/mo
Today · 4.125%
HK$103,684
baseline
▲ 0.50% · 4.625%
HK$109,993
+HK$6,309/mo
Deposit HK$14.26M · loan HK$21.39M · min. income ≈ HK$207,368/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,515,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,541
−HK$5,864/mo
▼ 0.25% · 3.875%
HK$111,452
−HK$2,953/mo
Today · 4.125%
HK$114,405
baseline
▲ 0.50% · 4.625%
HK$120,435
+HK$6,030/mo
Deposit HK$14.26M · loan HK$21.39M · min. income ≈ HK$228,810/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,515,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,827
−HK$7,138/mo
▼ 0.25% · 3.875%
HK$117,367
−HK$3,598/mo
Today · 4.125%
HK$120,965
baseline
▲ 0.50% · 4.625%
HK$128,325
+HK$7,360/mo
Deposit HK$10.70M · loan HK$24.96M · min. income ≈ HK$241,930/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$1,515,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,631
−HK$6,842/mo
▼ 0.25% · 3.875%
HK$130,027
−HK$3,446/mo
Today · 4.125%
HK$133,473
baseline
▲ 0.50% · 4.625%
HK$140,508
+HK$7,035/mo
Deposit HK$10.70M · loan HK$24.96M · min. income ≈ HK$266,946/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$1,515,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,349
−HK$9,177/mo
▼ 0.25% · 3.875%
HK$150,901
−HK$4,625/mo
Today · 4.125%
HK$155,526
baseline
▲ 0.50% · 4.625%
HK$164,989
+HK$9,463/mo
Deposit HK$3.57M · loan HK$32.09M · min. income ≈ HK$311,052/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,515,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,811
−HK$8,797/mo
▼ 0.25% · 3.875%
HK$167,178
−HK$4,430/mo
Today · 4.125%
HK$171,608
baseline
▲ 0.50% · 4.625%
HK$180,653
+HK$9,045/mo
Deposit HK$3.57M · loan HK$32.09M · min. income ≈ HK$343,216/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,515,380 · Scale 2, in force from 26 Feb 2026)