LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,307
−HK$5,099/mo
▼ 0.25% · 3.875%
HK$83,836
−HK$2,570/mo
Today · 4.125%
HK$86,406
baseline
▲ 0.50% · 4.625%
HK$91,663
+HK$5,257/mo
Deposit HK$17.83M · loan HK$17.83M · min. income ≈ HK$172,812/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$1,515,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,453
−HK$4,887/mo
▼ 0.25% · 3.875%
HK$92,879
−HK$2,461/mo
Today · 4.125%
HK$95,340
baseline
▲ 0.50% · 4.625%
HK$100,366
+HK$5,026/mo
Deposit HK$17.83M · loan HK$17.83M · min. income ≈ HK$190,680/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$1,515,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,569
−HK$6,118/mo
▼ 0.25% · 3.875%
HK$100,604
−HK$3,083/mo
Today · 4.125%
HK$103,687
baseline
▲ 0.50% · 4.625%
HK$109,996
+HK$6,309/mo
Deposit HK$14.26M · loan HK$21.39M · min. income ≈ HK$207,374/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,515,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,544
−HK$5,864/mo
▼ 0.25% · 3.875%
HK$111,455
−HK$2,953/mo
Today · 4.125%
HK$114,408
baseline
▲ 0.50% · 4.625%
HK$120,439
+HK$6,031/mo
Deposit HK$14.26M · loan HK$21.39M · min. income ≈ HK$228,816/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,515,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,830
−HK$7,138/mo
▼ 0.25% · 3.875%
HK$117,371
−HK$3,597/mo
Today · 4.125%
HK$120,968
baseline
▲ 0.50% · 4.625%
HK$128,329
+HK$7,361/mo
Deposit HK$10.70M · loan HK$24.96M · min. income ≈ HK$241,936/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$1,515,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,635
−HK$6,842/mo
▼ 0.25% · 3.875%
HK$130,031
−HK$3,446/mo
Today · 4.125%
HK$133,477
baseline
▲ 0.50% · 4.625%
HK$140,512
+HK$7,035/mo
Deposit HK$10.70M · loan HK$24.96M · min. income ≈ HK$266,954/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$1,515,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,353
−HK$9,178/mo
▼ 0.25% · 3.875%
HK$150,905
−HK$4,626/mo
Today · 4.125%
HK$155,531
baseline
▲ 0.50% · 4.625%
HK$164,994
+HK$9,463/mo
Deposit HK$3.57M · loan HK$32.09M · min. income ≈ HK$311,062/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,515,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,816
−HK$8,797/mo
▼ 0.25% · 3.875%
HK$167,183
−HK$4,430/mo
Today · 4.125%
HK$171,613
baseline
▲ 0.50% · 4.625%
HK$180,659
+HK$9,046/mo
Deposit HK$3.57M · loan HK$32.09M · min. income ≈ HK$343,226/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,515,425 · Scale 2, in force from 26 Feb 2026)