LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,311
−HK$5,099/mo
▼ 0.25% · 3.875%
HK$83,840
−HK$2,570/mo
Today · 4.125%
HK$86,410
baseline
▲ 0.50% · 4.625%
HK$91,668
+HK$5,258/mo
Deposit HK$17.83M · loan HK$17.83M · min. income ≈ HK$172,820/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$1,515,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,458
−HK$4,887/mo
▼ 0.25% · 3.875%
HK$92,884
−HK$2,461/mo
Today · 4.125%
HK$95,345
baseline
▲ 0.50% · 4.625%
HK$100,371
+HK$5,026/mo
Deposit HK$17.83M · loan HK$17.83M · min. income ≈ HK$190,690/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$1,515,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,573
−HK$6,119/mo
▼ 0.25% · 3.875%
HK$100,608
−HK$3,084/mo
Today · 4.125%
HK$103,692
baseline
▲ 0.50% · 4.625%
HK$110,001
+HK$6,309/mo
Deposit HK$14.26M · loan HK$21.40M · min. income ≈ HK$207,384/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,515,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,549
−HK$5,865/mo
▼ 0.25% · 3.875%
HK$111,460
−HK$2,954/mo
Today · 4.125%
HK$114,414
baseline
▲ 0.50% · 4.625%
HK$120,445
+HK$6,031/mo
Deposit HK$14.26M · loan HK$21.40M · min. income ≈ HK$228,828/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,515,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,835
−HK$7,139/mo
▼ 0.25% · 3.875%
HK$117,376
−HK$3,598/mo
Today · 4.125%
HK$120,974
baseline
▲ 0.50% · 4.625%
HK$128,335
+HK$7,361/mo
Deposit HK$10.70M · loan HK$24.96M · min. income ≈ HK$241,948/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$1,515,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,641
−HK$6,842/mo
▼ 0.25% · 3.875%
HK$130,037
−HK$3,446/mo
Today · 4.125%
HK$133,483
baseline
▲ 0.50% · 4.625%
HK$140,519
+HK$7,036/mo
Deposit HK$10.70M · loan HK$24.96M · min. income ≈ HK$266,966/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$1,515,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,360
−HK$9,178/mo
▼ 0.25% · 3.875%
HK$150,912
−HK$4,626/mo
Today · 4.125%
HK$155,538
baseline
▲ 0.50% · 4.625%
HK$165,002
+HK$9,464/mo
Deposit HK$3.57M · loan HK$32.09M · min. income ≈ HK$311,076/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,515,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,824
−HK$8,797/mo
▼ 0.25% · 3.875%
HK$167,191
−HK$4,430/mo
Today · 4.125%
HK$171,621
baseline
▲ 0.50% · 4.625%
HK$180,667
+HK$9,046/mo
Deposit HK$3.57M · loan HK$32.09M · min. income ≈ HK$343,242/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,515,496 · Scale 2, in force from 26 Feb 2026)