LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,313
−HK$5,099/mo
▼ 0.25% · 3.875%
HK$83,842
−HK$2,570/mo
Today · 4.125%
HK$86,412
baseline
▲ 0.50% · 4.625%
HK$91,670
+HK$5,258/mo
Deposit HK$17.83M · loan HK$17.83M · min. income ≈ HK$172,824/mo (50% DSR)
Upfront cash ≈ HK$19.35M (deposit + AVD stamp duty HK$1,515,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,460
−HK$4,887/mo
▼ 0.25% · 3.875%
HK$92,886
−HK$2,461/mo
Today · 4.125%
HK$95,347
baseline
▲ 0.50% · 4.625%
HK$100,373
+HK$5,026/mo
Deposit HK$17.83M · loan HK$17.83M · min. income ≈ HK$190,694/mo (50% DSR)
Upfront cash ≈ HK$19.35M (deposit + AVD stamp duty HK$1,515,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,576
−HK$6,118/mo
▼ 0.25% · 3.875%
HK$100,611
−HK$3,083/mo
Today · 4.125%
HK$103,694
baseline
▲ 0.50% · 4.625%
HK$110,004
+HK$6,310/mo
Deposit HK$14.26M · loan HK$21.40M · min. income ≈ HK$207,388/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,515,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,552
−HK$5,865/mo
▼ 0.25% · 3.875%
HK$111,463
−HK$2,954/mo
Today · 4.125%
HK$114,417
baseline
▲ 0.50% · 4.625%
HK$120,448
+HK$6,031/mo
Deposit HK$14.26M · loan HK$21.40M · min. income ≈ HK$228,834/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,515,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,838
−HK$7,139/mo
▼ 0.25% · 3.875%
HK$117,379
−HK$3,598/mo
Today · 4.125%
HK$120,977
baseline
▲ 0.50% · 4.625%
HK$128,338
+HK$7,361/mo
Deposit HK$10.70M · loan HK$24.96M · min. income ≈ HK$241,954/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$1,515,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,644
−HK$6,842/mo
▼ 0.25% · 3.875%
HK$130,040
−HK$3,446/mo
Today · 4.125%
HK$133,486
baseline
▲ 0.50% · 4.625%
HK$140,522
+HK$7,036/mo
Deposit HK$10.70M · loan HK$24.96M · min. income ≈ HK$266,972/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$1,515,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,363
−HK$9,179/mo
▼ 0.25% · 3.875%
HK$150,916
−HK$4,626/mo
Today · 4.125%
HK$155,542
baseline
▲ 0.50% · 4.625%
HK$165,006
+HK$9,464/mo
Deposit HK$3.57M · loan HK$32.09M · min. income ≈ HK$311,084/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,515,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,828
−HK$8,797/mo
▼ 0.25% · 3.875%
HK$167,195
−HK$4,430/mo
Today · 4.125%
HK$171,625
baseline
▲ 0.50% · 4.625%
HK$180,672
+HK$9,047/mo
Deposit HK$3.57M · loan HK$32.09M · min. income ≈ HK$343,250/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,515,534 · Scale 2, in force from 26 Feb 2026)