LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,315
−HK$5,099/mo
▼ 0.25% · 3.875%
HK$83,844
−HK$2,570/mo
Today · 4.125%
HK$86,414
baseline
▲ 0.50% · 4.625%
HK$91,672
+HK$5,258/mo
Deposit HK$17.83M · loan HK$17.83M · min. income ≈ HK$172,828/mo (50% DSR)
Upfront cash ≈ HK$19.35M (deposit + AVD stamp duty HK$1,515,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,462
−HK$4,887/mo
▼ 0.25% · 3.875%
HK$92,888
−HK$2,461/mo
Today · 4.125%
HK$95,349
baseline
▲ 0.50% · 4.625%
HK$100,375
+HK$5,026/mo
Deposit HK$17.83M · loan HK$17.83M · min. income ≈ HK$190,698/mo (50% DSR)
Upfront cash ≈ HK$19.35M (deposit + AVD stamp duty HK$1,515,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,578
−HK$6,119/mo
▼ 0.25% · 3.875%
HK$100,613
−HK$3,084/mo
Today · 4.125%
HK$103,697
baseline
▲ 0.50% · 4.625%
HK$110,006
+HK$6,309/mo
Deposit HK$14.26M · loan HK$21.40M · min. income ≈ HK$207,394/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,515,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,554
−HK$5,865/mo
▼ 0.25% · 3.875%
HK$111,466
−HK$2,953/mo
Today · 4.125%
HK$114,419
baseline
▲ 0.50% · 4.625%
HK$120,450
+HK$6,031/mo
Deposit HK$14.26M · loan HK$21.40M · min. income ≈ HK$228,838/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,515,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,841
−HK$7,139/mo
▼ 0.25% · 3.875%
HK$117,382
−HK$3,598/mo
Today · 4.125%
HK$120,980
baseline
▲ 0.50% · 4.625%
HK$128,341
+HK$7,361/mo
Deposit HK$10.70M · loan HK$24.96M · min. income ≈ HK$241,960/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$1,515,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,647
−HK$6,842/mo
▼ 0.25% · 3.875%
HK$130,043
−HK$3,446/mo
Today · 4.125%
HK$133,489
baseline
▲ 0.50% · 4.625%
HK$140,525
+HK$7,036/mo
Deposit HK$10.70M · loan HK$24.96M · min. income ≈ HK$266,978/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$1,515,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,367
−HK$9,178/mo
▼ 0.25% · 3.875%
HK$150,919
−HK$4,626/mo
Today · 4.125%
HK$155,545
baseline
▲ 0.50% · 4.625%
HK$165,010
+HK$9,465/mo
Deposit HK$3.57M · loan HK$32.09M · min. income ≈ HK$311,090/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,515,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,831
−HK$8,798/mo
▼ 0.25% · 3.875%
HK$167,198
−HK$4,431/mo
Today · 4.125%
HK$171,629
baseline
▲ 0.50% · 4.625%
HK$180,675
+HK$9,046/mo
Deposit HK$3.57M · loan HK$32.09M · min. income ≈ HK$343,258/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,515,566 · Scale 2, in force from 26 Feb 2026)