LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,327
−HK$5,099/mo
▼ 0.25% · 3.875%
HK$83,856
−HK$2,570/mo
Today · 4.125%
HK$86,426
baseline
▲ 0.50% · 4.625%
HK$91,685
+HK$5,259/mo
Deposit HK$17.83M · loan HK$17.83M · min. income ≈ HK$172,852/mo (50% DSR)
Upfront cash ≈ HK$19.35M (deposit + AVD stamp duty HK$1,515,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,475
−HK$4,888/mo
▼ 0.25% · 3.875%
HK$92,901
−HK$2,462/mo
Today · 4.125%
HK$95,363
baseline
▲ 0.50% · 4.625%
HK$100,390
+HK$5,027/mo
Deposit HK$17.83M · loan HK$17.83M · min. income ≈ HK$190,726/mo (50% DSR)
Upfront cash ≈ HK$19.35M (deposit + AVD stamp duty HK$1,515,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,592
−HK$6,120/mo
▼ 0.25% · 3.875%
HK$100,628
−HK$3,084/mo
Today · 4.125%
HK$103,712
baseline
▲ 0.50% · 4.625%
HK$110,022
+HK$6,310/mo
Deposit HK$14.27M · loan HK$21.40M · min. income ≈ HK$207,424/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,515,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,570
−HK$5,866/mo
▼ 0.25% · 3.875%
HK$111,482
−HK$2,954/mo
Today · 4.125%
HK$114,436
baseline
▲ 0.50% · 4.625%
HK$120,468
+HK$6,032/mo
Deposit HK$14.27M · loan HK$21.40M · min. income ≈ HK$228,872/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,515,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,857
−HK$7,140/mo
▼ 0.25% · 3.875%
HK$117,399
−HK$3,598/mo
Today · 4.125%
HK$120,997
baseline
▲ 0.50% · 4.625%
HK$128,359
+HK$7,362/mo
Deposit HK$10.70M · loan HK$24.97M · min. income ≈ HK$241,994/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$1,515,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,665
−HK$6,843/mo
▼ 0.25% · 3.875%
HK$130,062
−HK$3,446/mo
Today · 4.125%
HK$133,508
baseline
▲ 0.50% · 4.625%
HK$140,546
+HK$7,038/mo
Deposit HK$10.70M · loan HK$24.97M · min. income ≈ HK$267,016/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$1,515,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,388
−HK$9,180/mo
▼ 0.25% · 3.875%
HK$150,941
−HK$4,627/mo
Today · 4.125%
HK$155,568
baseline
▲ 0.50% · 4.625%
HK$165,033
+HK$9,465/mo
Deposit HK$3.57M · loan HK$32.10M · min. income ≈ HK$311,136/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,515,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,855
−HK$8,798/mo
▼ 0.25% · 3.875%
HK$167,223
−HK$4,430/mo
Today · 4.125%
HK$171,653
baseline
▲ 0.50% · 4.625%
HK$180,702
+HK$9,049/mo
Deposit HK$3.57M · loan HK$32.10M · min. income ≈ HK$343,306/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,515,785 · Scale 2, in force from 26 Feb 2026)