LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,331
−HK$5,100/mo
▼ 0.25% · 3.875%
HK$83,861
−HK$2,570/mo
Today · 4.125%
HK$86,431
baseline
▲ 0.50% · 4.625%
HK$91,690
+HK$5,259/mo
Deposit HK$17.83M · loan HK$17.83M · min. income ≈ HK$172,862/mo (50% DSR)
Upfront cash ≈ HK$19.35M (deposit + AVD stamp duty HK$1,515,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,480
−HK$4,888/mo
▼ 0.25% · 3.875%
HK$92,906
−HK$2,462/mo
Today · 4.125%
HK$95,368
baseline
▲ 0.50% · 4.625%
HK$100,395
+HK$5,027/mo
Deposit HK$17.83M · loan HK$17.83M · min. income ≈ HK$190,736/mo (50% DSR)
Upfront cash ≈ HK$19.35M (deposit + AVD stamp duty HK$1,515,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,597
−HK$6,120/mo
▼ 0.25% · 3.875%
HK$100,633
−HK$3,084/mo
Today · 4.125%
HK$103,717
baseline
▲ 0.50% · 4.625%
HK$110,028
+HK$6,311/mo
Deposit HK$14.27M · loan HK$21.40M · min. income ≈ HK$207,434/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,515,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,576
−HK$5,866/mo
▼ 0.25% · 3.875%
HK$111,487
−HK$2,955/mo
Today · 4.125%
HK$114,442
baseline
▲ 0.50% · 4.625%
HK$120,474
+HK$6,032/mo
Deposit HK$14.27M · loan HK$21.40M · min. income ≈ HK$228,884/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,515,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,863
−HK$7,140/mo
▼ 0.25% · 3.875%
HK$117,405
−HK$3,598/mo
Today · 4.125%
HK$121,003
baseline
▲ 0.50% · 4.625%
HK$128,366
+HK$7,363/mo
Deposit HK$10.70M · loan HK$24.97M · min. income ≈ HK$242,006/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$1,515,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,671
−HK$6,844/mo
▼ 0.25% · 3.875%
HK$130,069
−HK$3,446/mo
Today · 4.125%
HK$133,515
baseline
▲ 0.50% · 4.625%
HK$140,553
+HK$7,038/mo
Deposit HK$10.70M · loan HK$24.97M · min. income ≈ HK$267,030/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$1,515,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,395
−HK$9,181/mo
▼ 0.25% · 3.875%
HK$150,949
−HK$4,627/mo
Today · 4.125%
HK$155,576
baseline
▲ 0.50% · 4.625%
HK$165,042
+HK$9,466/mo
Deposit HK$3.57M · loan HK$32.10M · min. income ≈ HK$311,152/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,515,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,863
−HK$8,799/mo
▼ 0.25% · 3.875%
HK$167,231
−HK$4,431/mo
Today · 4.125%
HK$171,662
baseline
▲ 0.50% · 4.625%
HK$180,711
+HK$9,049/mo
Deposit HK$3.57M · loan HK$32.10M · min. income ≈ HK$343,324/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,515,863 · Scale 2, in force from 26 Feb 2026)