LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,331
−HK$5,101/mo
▼ 0.25% · 3.875%
HK$83,861
−HK$2,571/mo
Today · 4.125%
HK$86,432
baseline
▲ 0.50% · 4.625%
HK$91,691
+HK$5,259/mo
Deposit HK$17.83M · loan HK$17.83M · min. income ≈ HK$172,864/mo (50% DSR)
Upfront cash ≈ HK$19.35M (deposit + AVD stamp duty HK$1,515,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,480
−HK$4,889/mo
▼ 0.25% · 3.875%
HK$92,907
−HK$2,462/mo
Today · 4.125%
HK$95,369
baseline
▲ 0.50% · 4.625%
HK$100,396
+HK$5,027/mo
Deposit HK$17.83M · loan HK$17.83M · min. income ≈ HK$190,738/mo (50% DSR)
Upfront cash ≈ HK$19.35M (deposit + AVD stamp duty HK$1,515,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,598
−HK$6,120/mo
▼ 0.25% · 3.875%
HK$100,633
−HK$3,085/mo
Today · 4.125%
HK$103,718
baseline
▲ 0.50% · 4.625%
HK$110,029
+HK$6,311/mo
Deposit HK$14.27M · loan HK$21.40M · min. income ≈ HK$207,436/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,515,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,576
−HK$5,866/mo
▼ 0.25% · 3.875%
HK$111,488
−HK$2,954/mo
Today · 4.125%
HK$114,442
baseline
▲ 0.50% · 4.625%
HK$120,475
+HK$6,033/mo
Deposit HK$14.27M · loan HK$21.40M · min. income ≈ HK$228,884/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,515,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,864
−HK$7,140/mo
▼ 0.25% · 3.875%
HK$117,406
−HK$3,598/mo
Today · 4.125%
HK$121,004
baseline
▲ 0.50% · 4.625%
HK$128,367
+HK$7,363/mo
Deposit HK$10.70M · loan HK$24.97M · min. income ≈ HK$242,008/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$1,515,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,672
−HK$6,844/mo
▼ 0.25% · 3.875%
HK$130,070
−HK$3,446/mo
Today · 4.125%
HK$133,516
baseline
▲ 0.50% · 4.625%
HK$140,554
+HK$7,038/mo
Deposit HK$10.70M · loan HK$24.97M · min. income ≈ HK$267,032/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$1,515,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,396
−HK$9,181/mo
▼ 0.25% · 3.875%
HK$150,950
−HK$4,627/mo
Today · 4.125%
HK$155,577
baseline
▲ 0.50% · 4.625%
HK$165,043
+HK$9,466/mo
Deposit HK$3.57M · loan HK$32.10M · min. income ≈ HK$311,154/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,515,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,865
−HK$8,799/mo
▼ 0.25% · 3.875%
HK$167,232
−HK$4,432/mo
Today · 4.125%
HK$171,664
baseline
▲ 0.50% · 4.625%
HK$180,712
+HK$9,048/mo
Deposit HK$3.57M · loan HK$32.10M · min. income ≈ HK$343,328/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,515,875 · Scale 2, in force from 26 Feb 2026)