LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,334
−HK$5,100/mo
▼ 0.25% · 3.875%
HK$83,863
−HK$2,571/mo
Today · 4.125%
HK$86,434
baseline
▲ 0.50% · 4.625%
HK$91,693
+HK$5,259/mo
Deposit HK$17.83M · loan HK$17.83M · min. income ≈ HK$172,868/mo (50% DSR)
Upfront cash ≈ HK$19.35M (deposit + AVD stamp duty HK$1,515,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,483
−HK$4,888/mo
▼ 0.25% · 3.875%
HK$92,909
−HK$2,462/mo
Today · 4.125%
HK$95,371
baseline
▲ 0.50% · 4.625%
HK$100,398
+HK$5,027/mo
Deposit HK$17.83M · loan HK$17.83M · min. income ≈ HK$190,742/mo (50% DSR)
Upfront cash ≈ HK$19.35M (deposit + AVD stamp duty HK$1,515,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,600
−HK$6,121/mo
▼ 0.25% · 3.875%
HK$100,636
−HK$3,085/mo
Today · 4.125%
HK$103,721
baseline
▲ 0.50% · 4.625%
HK$110,032
+HK$6,311/mo
Deposit HK$14.27M · loan HK$21.40M · min. income ≈ HK$207,442/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,515,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,579
−HK$5,867/mo
▼ 0.25% · 3.875%
HK$111,491
−HK$2,955/mo
Today · 4.125%
HK$114,446
baseline
▲ 0.50% · 4.625%
HK$120,478
+HK$6,032/mo
Deposit HK$14.27M · loan HK$21.40M · min. income ≈ HK$228,892/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,515,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,867
−HK$7,140/mo
▼ 0.25% · 3.875%
HK$117,409
−HK$3,598/mo
Today · 4.125%
HK$121,007
baseline
▲ 0.50% · 4.625%
HK$128,370
+HK$7,363/mo
Deposit HK$10.70M · loan HK$24.97M · min. income ≈ HK$242,014/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$1,515,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,676
−HK$6,844/mo
▼ 0.25% · 3.875%
HK$130,073
−HK$3,447/mo
Today · 4.125%
HK$133,520
baseline
▲ 0.50% · 4.625%
HK$140,558
+HK$7,038/mo
Deposit HK$10.70M · loan HK$24.97M · min. income ≈ HK$267,040/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$1,515,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,400
−HK$9,181/mo
▼ 0.25% · 3.875%
HK$150,954
−HK$4,627/mo
Today · 4.125%
HK$155,581
baseline
▲ 0.50% · 4.625%
HK$165,048
+HK$9,467/mo
Deposit HK$3.57M · loan HK$32.10M · min. income ≈ HK$311,162/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,515,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,869
−HK$8,799/mo
▼ 0.25% · 3.875%
HK$167,237
−HK$4,431/mo
Today · 4.125%
HK$171,668
baseline
▲ 0.50% · 4.625%
HK$180,717
+HK$9,049/mo
Deposit HK$3.57M · loan HK$32.10M · min. income ≈ HK$343,336/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,515,916 · Scale 2, in force from 26 Feb 2026)