LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,336
−HK$5,101/mo
▼ 0.25% · 3.875%
HK$83,866
−HK$2,571/mo
Today · 4.125%
HK$86,437
baseline
▲ 0.50% · 4.625%
HK$91,696
+HK$5,259/mo
Deposit HK$17.83M · loan HK$17.83M · min. income ≈ HK$172,874/mo (50% DSR)
Upfront cash ≈ HK$19.35M (deposit + AVD stamp duty HK$1,515,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,486
−HK$4,888/mo
▼ 0.25% · 3.875%
HK$92,913
−HK$2,461/mo
Today · 4.125%
HK$95,374
baseline
▲ 0.50% · 4.625%
HK$100,402
+HK$5,028/mo
Deposit HK$17.83M · loan HK$17.83M · min. income ≈ HK$190,748/mo (50% DSR)
Upfront cash ≈ HK$19.35M (deposit + AVD stamp duty HK$1,515,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,604
−HK$6,120/mo
▼ 0.25% · 3.875%
HK$100,640
−HK$3,084/mo
Today · 4.125%
HK$103,724
baseline
▲ 0.50% · 4.625%
HK$110,036
+HK$6,312/mo
Deposit HK$14.27M · loan HK$21.40M · min. income ≈ HK$207,448/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,515,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,583
−HK$5,866/mo
▼ 0.25% · 3.875%
HK$111,495
−HK$2,954/mo
Today · 4.125%
HK$114,449
baseline
▲ 0.50% · 4.625%
HK$120,482
+HK$6,033/mo
Deposit HK$14.27M · loan HK$21.40M · min. income ≈ HK$228,898/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,515,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,871
−HK$7,141/mo
▼ 0.25% · 3.875%
HK$117,413
−HK$3,599/mo
Today · 4.125%
HK$121,012
baseline
▲ 0.50% · 4.625%
HK$128,375
+HK$7,363/mo
Deposit HK$10.70M · loan HK$24.97M · min. income ≈ HK$242,024/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$1,515,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,680
−HK$6,844/mo
▼ 0.25% · 3.875%
HK$130,078
−HK$3,446/mo
Today · 4.125%
HK$133,524
baseline
▲ 0.50% · 4.625%
HK$140,563
+HK$7,039/mo
Deposit HK$10.70M · loan HK$24.97M · min. income ≈ HK$267,048/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$1,515,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,405
−HK$9,181/mo
▼ 0.25% · 3.875%
HK$150,959
−HK$4,627/mo
Today · 4.125%
HK$155,586
baseline
▲ 0.50% · 4.625%
HK$165,053
+HK$9,467/mo
Deposit HK$3.57M · loan HK$32.10M · min. income ≈ HK$311,172/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,515,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,874
−HK$8,800/mo
▼ 0.25% · 3.875%
HK$167,243
−HK$4,431/mo
Today · 4.125%
HK$171,674
baseline
▲ 0.50% · 4.625%
HK$180,723
+HK$9,049/mo
Deposit HK$3.57M · loan HK$32.10M · min. income ≈ HK$343,348/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,515,967 · Scale 2, in force from 26 Feb 2026)