LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,337
−HK$5,101/mo
▼ 0.25% · 3.875%
HK$83,867
−HK$2,571/mo
Today · 4.125%
HK$86,438
baseline
▲ 0.50% · 4.625%
HK$91,697
+HK$5,259/mo
Deposit HK$17.84M · loan HK$17.84M · min. income ≈ HK$172,876/mo (50% DSR)
Upfront cash ≈ HK$19.35M (deposit + AVD stamp duty HK$1,515,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,487
−HK$4,889/mo
▼ 0.25% · 3.875%
HK$92,914
−HK$2,462/mo
Today · 4.125%
HK$95,376
baseline
▲ 0.50% · 4.625%
HK$100,403
+HK$5,027/mo
Deposit HK$17.84M · loan HK$17.84M · min. income ≈ HK$190,752/mo (50% DSR)
Upfront cash ≈ HK$19.35M (deposit + AVD stamp duty HK$1,515,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,605
−HK$6,120/mo
▼ 0.25% · 3.875%
HK$100,641
−HK$3,084/mo
Today · 4.125%
HK$103,725
baseline
▲ 0.50% · 4.625%
HK$110,037
+HK$6,312/mo
Deposit HK$14.27M · loan HK$21.40M · min. income ≈ HK$207,450/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,515,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,584
−HK$5,867/mo
▼ 0.25% · 3.875%
HK$111,497
−HK$2,954/mo
Today · 4.125%
HK$114,451
baseline
▲ 0.50% · 4.625%
HK$120,484
+HK$6,033/mo
Deposit HK$14.27M · loan HK$21.40M · min. income ≈ HK$228,902/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,515,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,872
−HK$7,141/mo
▼ 0.25% · 3.875%
HK$117,414
−HK$3,599/mo
Today · 4.125%
HK$121,013
baseline
▲ 0.50% · 4.625%
HK$128,376
+HK$7,363/mo
Deposit HK$10.70M · loan HK$24.97M · min. income ≈ HK$242,026/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$1,515,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,682
−HK$6,844/mo
▼ 0.25% · 3.875%
HK$130,079
−HK$3,447/mo
Today · 4.125%
HK$133,526
baseline
▲ 0.50% · 4.625%
HK$140,564
+HK$7,038/mo
Deposit HK$10.70M · loan HK$24.97M · min. income ≈ HK$267,052/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$1,515,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,407
−HK$9,181/mo
▼ 0.25% · 3.875%
HK$150,961
−HK$4,627/mo
Today · 4.125%
HK$155,588
baseline
▲ 0.50% · 4.625%
HK$165,055
+HK$9,467/mo
Deposit HK$3.57M · loan HK$32.10M · min. income ≈ HK$311,176/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,515,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,877
−HK$8,799/mo
▼ 0.25% · 3.875%
HK$167,245
−HK$4,431/mo
Today · 4.125%
HK$171,676
baseline
▲ 0.50% · 4.625%
HK$180,726
+HK$9,050/mo
Deposit HK$3.57M · loan HK$32.10M · min. income ≈ HK$343,352/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,515,986 · Scale 2, in force from 26 Feb 2026)