LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,340
−HK$5,101/mo
▼ 0.25% · 3.875%
HK$83,870
−HK$2,571/mo
Today · 4.125%
HK$86,441
baseline
▲ 0.50% · 4.625%
HK$91,700
+HK$5,259/mo
Deposit HK$17.84M · loan HK$17.84M · min. income ≈ HK$172,882/mo (50% DSR)
Upfront cash ≈ HK$19.35M (deposit + AVD stamp duty HK$1,516,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,490
−HK$4,889/mo
▼ 0.25% · 3.875%
HK$92,917
−HK$2,462/mo
Today · 4.125%
HK$95,379
baseline
▲ 0.50% · 4.625%
HK$100,406
+HK$5,027/mo
Deposit HK$17.84M · loan HK$17.84M · min. income ≈ HK$190,758/mo (50% DSR)
Upfront cash ≈ HK$19.35M (deposit + AVD stamp duty HK$1,516,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,608
−HK$6,121/mo
▼ 0.25% · 3.875%
HK$100,644
−HK$3,085/mo
Today · 4.125%
HK$103,729
baseline
▲ 0.50% · 4.625%
HK$110,040
+HK$6,311/mo
Deposit HK$14.27M · loan HK$21.40M · min. income ≈ HK$207,458/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,516,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,588
−HK$5,866/mo
▼ 0.25% · 3.875%
HK$111,500
−HK$2,954/mo
Today · 4.125%
HK$114,454
baseline
▲ 0.50% · 4.625%
HK$120,488
+HK$6,034/mo
Deposit HK$14.27M · loan HK$21.40M · min. income ≈ HK$228,908/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,516,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,876
−HK$7,141/mo
▼ 0.25% · 3.875%
HK$117,418
−HK$3,599/mo
Today · 4.125%
HK$121,017
baseline
▲ 0.50% · 4.625%
HK$128,381
+HK$7,364/mo
Deposit HK$10.70M · loan HK$24.97M · min. income ≈ HK$242,034/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$1,516,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,686
−HK$6,844/mo
▼ 0.25% · 3.875%
HK$130,083
−HK$3,447/mo
Today · 4.125%
HK$133,530
baseline
▲ 0.50% · 4.625%
HK$140,569
+HK$7,039/mo
Deposit HK$10.70M · loan HK$24.97M · min. income ≈ HK$267,060/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$1,516,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,412
−HK$9,181/mo
▼ 0.25% · 3.875%
HK$150,966
−HK$4,627/mo
Today · 4.125%
HK$155,593
baseline
▲ 0.50% · 4.625%
HK$165,061
+HK$9,468/mo
Deposit HK$3.57M · loan HK$32.10M · min. income ≈ HK$311,186/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,516,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,882
−HK$8,800/mo
▼ 0.25% · 3.875%
HK$167,250
−HK$4,432/mo
Today · 4.125%
HK$171,682
baseline
▲ 0.50% · 4.625%
HK$180,731
+HK$9,049/mo
Deposit HK$3.57M · loan HK$32.10M · min. income ≈ HK$343,364/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,516,035 · Scale 2, in force from 26 Feb 2026)