LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,351
−HK$5,101/mo
▼ 0.25% · 3.875%
HK$83,881
−HK$2,571/mo
Today · 4.125%
HK$86,452
baseline
▲ 0.50% · 4.625%
HK$91,713
+HK$5,261/mo
Deposit HK$17.84M · loan HK$17.84M · min. income ≈ HK$172,904/mo (50% DSR)
Upfront cash ≈ HK$19.35M (deposit + AVD stamp duty HK$1,516,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,502
−HK$4,889/mo
▼ 0.25% · 3.875%
HK$92,929
−HK$2,462/mo
Today · 4.125%
HK$95,391
baseline
▲ 0.50% · 4.625%
HK$100,420
+HK$5,029/mo
Deposit HK$17.84M · loan HK$17.84M · min. income ≈ HK$190,782/mo (50% DSR)
Upfront cash ≈ HK$19.35M (deposit + AVD stamp duty HK$1,516,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,621
−HK$6,122/mo
▼ 0.25% · 3.875%
HK$100,657
−HK$3,086/mo
Today · 4.125%
HK$103,743
baseline
▲ 0.50% · 4.625%
HK$110,055
+HK$6,312/mo
Deposit HK$14.27M · loan HK$21.41M · min. income ≈ HK$207,486/mo (50% DSR)
Upfront cash ≈ HK$15.79M (deposit + AVD stamp duty HK$1,516,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,602
−HK$5,868/mo
▼ 0.25% · 3.875%
HK$111,515
−HK$2,955/mo
Today · 4.125%
HK$114,470
baseline
▲ 0.50% · 4.625%
HK$120,504
+HK$6,034/mo
Deposit HK$14.27M · loan HK$21.41M · min. income ≈ HK$228,940/mo (50% DSR)
Upfront cash ≈ HK$15.79M (deposit + AVD stamp duty HK$1,516,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,891
−HK$7,142/mo
▼ 0.25% · 3.875%
HK$117,434
−HK$3,599/mo
Today · 4.125%
HK$121,033
baseline
▲ 0.50% · 4.625%
HK$128,398
+HK$7,365/mo
Deposit HK$10.70M · loan HK$24.97M · min. income ≈ HK$242,066/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$1,516,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,703
−HK$6,845/mo
▼ 0.25% · 3.875%
HK$130,101
−HK$3,447/mo
Today · 4.125%
HK$133,548
baseline
▲ 0.50% · 4.625%
HK$140,587
+HK$7,039/mo
Deposit HK$10.70M · loan HK$24.97M · min. income ≈ HK$267,096/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$1,516,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,431
−HK$9,183/mo
▼ 0.25% · 3.875%
HK$150,986
−HK$4,628/mo
Today · 4.125%
HK$155,614
baseline
▲ 0.50% · 4.625%
HK$165,083
+HK$9,469/mo
Deposit HK$3.57M · loan HK$32.11M · min. income ≈ HK$311,228/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,516,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,903
−HK$8,802/mo
▼ 0.25% · 3.875%
HK$167,272
−HK$4,433/mo
Today · 4.125%
HK$171,705
baseline
▲ 0.50% · 4.625%
HK$180,755
+HK$9,050/mo
Deposit HK$3.57M · loan HK$32.11M · min. income ≈ HK$343,410/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,516,236 · Scale 2, in force from 26 Feb 2026)